FHA VS Conventional loan in Schuyler, Colfax County, Nebraska

For 2026, the conventional loan limit in Schuyler, within Colfax county, NE is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to review the current best rates for Conventional, FHA, and USDA loans and establish the income, credit, reserves, and documentation needed to qualify. With this advanced tool, you can see Conforming Conventional loans, USDA, FHA, and VA side by side, aiding your decision on the most suitable program in NE for your financial needs.

Browse loan offers from 100 lenders

2026 Loan Limits and Downpayment Details in Schuyler, Colfax, NE

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 68661

Explore Conventional and FHA Loan Options in Schuyler, NE

Lendersa® aims to connect you quickly with a favorable Conventional, USDA, or FHA loan without any hassle. Select one of three starting paths to find lenders and loan programs that match.

Results from Lendersa's USDA loan request


Schuyler Lenders

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.

  • Columbus United Federal Credit Union
  • 2472 39th Avenue, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • Lends in Nebraska
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • FirstBank of Nebraska
  • 201 E. 5th Street, Wahoo, NE, 68066
  • Lends in Nebraska
  • FirstBank of Nebraska is a locally owned, independent community bank with branches in Wahoo, Syracuse, Sterling and Burchard. As an FDIC-insured bank, we offer a full range of banking products to satisfy the unique needs of individuals, farmers and businesses of all sizes. Our local staff takes pride in getting to know our customers.

  • First Community Bank of Central
  • 201 Main Street, POB 100, Beemer, NE, 68716
  • Lends in Nebraska
  • With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you.
    Locations in Beemer, Fremont, Bancroft & Homer Nebraska

  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • Lends in Nebraska
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.

  • Elkhorn Valley Bank and Trust
  • 404 South 25th Street, Norfolk, NE, 68702
  • Lends in Nebraska
  • Elkhorn Valley Bank & Trust is a full-service bank with 8 locations in Norfolk, Wayne, Pierce & Albion, NE. Each branch is staffed with experienced & knowledgeable personnel. We provide banking, lending, wealth management, & insurance services to our customers. Elkhorn Valley Bank & Trust continues to be the leader in servicing the financial needs.

  • Bankfirst Nebraska
  • 100 North 13th Street, Norfolk, NE, 68701
  • Lends in Nebraska
  • We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.