FHA VS Conventional loan in York, York County, Nebraska

For 2026, the conventional loan limit in York, within York county, NE, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserve requirements, and documentation needed for qualifying. Our advanced mortgage calculator shows side-by-side Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program in NE for your financial needs.

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2026 Loan Limits and Downpayment Details in York, York, NE

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 68467

Options for Conventional and FHA Loans in York, NE

Lendersa® aims to secure you the most advantageous Conventional, USDA, or FHA loan quickly and effortlessly. Begin with one of three paths to find matching lenders and loan programs.

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York Lenders

  • Cornerstone Bank (York, NE)
  • 529 Lincoln Avenue, York, NE, 68467
  • Lends in Nebraska
  • Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.

  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Lends in Nebraska
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.

  • The Jones National Bank and Trust Company of Seward
  • 203 So. 6th Street, Seward, NE, 68434
  • Lends in Nebraska
  • Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.

  • Farmers and Merchants Bank
  • 501 Main St, Milligan, NE, 68406
  • Lends in Nebraska
  • The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded.

    The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.

  • Farmers & Merchants Bank
  • 617 1st St, Milford, NE, 68405
  • Lends in Nebraska
  • At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help

  • Bank of Clarks
  • 301 N. Green, Clarks, NE, 68628
  • Lends in Nebraska
  • Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.

  • Archer Credit Union
  • 510 G Street, Central City, NE, 68826
  • Lends in Nebraska
  • Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,

  • Home Federal Bank
  • 221 S Locust St, Grand Island, NE, 68801
  • Lends in Nebraska
  • Home Federal Bank To provide solutions to our customers that enhance their financial security in the most convenient and efficient way possible while striving to provide the most value and return to our stakeholders. Home Federal Bank was founded by Buck Beltzer in May of 1935. Home Federal Bank's first office was located in the Grand Island.

  • Columbus Bank and Trust Company
  • 2501 13th Street, Columbus, NE, 68601
  • Lends in Nebraska
  • Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.