FHA VS Conventional loan in Seward, Seward County, Nebraska
During 2026, the limit for a conventional loan in Seward, located in Seward county, NE, is $726,200, while the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to assess top rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator presents side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program in NE for your specific financial situation.
Insights on 2026 Loan Limits and Downpayments in Seward, Seward, NE
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applies to zip codes: 68434
Explore Conventional and FHA Loan Options in Seward, NE
Lendersa® is committed to securing you the ideal Conventional, USDA, or FHA loan promptly and hassle-free. Choose from one of three starting points to find matching lenders and suitable loan programs.
The Jones National Bank and Trust Company of Seward
203 So. 6th Street, Seward, NE, 68434
Lends in Nebraska
Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost.
As a trusted financial partner, owners find the personal attention, care
