Explore the differences! FHA VS Conventional loan programs in Amherst, Hillsborough County, New Hampshire

In 2026, for a single-family home in Amherst, within Hillsborough county, NH, the Conventional loan limit is $726,200, whereas the FHA limit stands at $477,250.

Utilize the Lendersa® Conventional loan calculator to analyze today’s rates for Conventional, FHA, and USDA loans. You can assess the required income, credit, reserves, and documentation for qualifying. Our sophisticated mortgage tool lets you compare Conventional Conforming, USDA, FHA, and VA loans side by side, assisting you in choosing the best option in NH that fits your financial circumstances.

Evaluate loan propositions from 100 lenders

2026 loan limits and downpayment specifics in Amherst, Hillsborough, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $477,250 3.5%

This comparison chart applies to the following zip codes: 3031

Exploring Conventional and FHA loan prospects in Amherst, NH

At Lendersa®, we're dedicated to finding you the most favorable Conventional, USDA, or FHA loan swiftly and efficiently. Begin with one of our three options to connect with suitable lenders and loan programs.

Lendersa USDA loan requests and matched results


Amherst Lenders

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Lends in New Hampshire
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Lends in New Hampshire
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • Lends in New Hampshire
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Lends in New Hampshire
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.

  • Empire Mortgage Corporation
  • 575 South Willow Street, Suite 211, Manchester, NH, 03103
  • Lends in New Hampshire
  • At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Lends in New Hampshire
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings

  • Breeze Financial LLC
  • 1001 Elm Street, Suite 401, Manchester, NH, 03101
  • Lends in New Hampshire
  • Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.

  • Insight Mortgage Corp.
  • 66 Hanover St, Suite 302, Manchester, NH, 03101
  • Lends in New Hampshire
  • At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.