FHA VS Conventional loan programs in Charlestown, Sullivan County, New Hampshire

In 2026, the limit for a Conventional loan in Charlestown, within Sullivan county, NH, is $726,200. Meanwhile, the limit for an FHA loan applicable to a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze and compare today’s best rates for Conventional vs. FHA vs. USDA loans, establishing the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best program in NH for your specific financial scenario.

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2026 Loan Limits and Downpayment Requirements in Charlestown, Sullivan, NH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 3603

Exploring Conventional and FHA Loan Options in Charlestown, NH

The goal of Lendersa® is to promptly secure the most suitable Conventional, USDA, or FHA loan for you, without any hassle. Select one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan requests and results


Charlestown Lenders

  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Lends in New Hampshire
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.

  • Savings Bank of Walpole
  • 68 Ames Plaza Ln, Walpole, NH, 03608
  • Lends in New Hampshire
  • Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).

    We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat

  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Lends in New Hampshire
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford

  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • Lends in New Hampshire
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.

    As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.