FHA VS Conventional loan programs in Keene, Cheshire County, New Hampshire

In 2026, the conventional loan limit in Keene, within the county of Cheshire, NH, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits are crucial for homeowners planning their finances.

Utilize the Lendersa® Conventional loan calculator to compare top rates available today, including Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documents needed to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the best program in NH for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Keene, County of Cheshire, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 03431

Explore Conventional and FHA Loan Options in Keene, NH

Lendersa® is dedicated to securing the best possible loan, whether it’s Conventional, USDA, or FHA, quickly and with ease. Choose one of three starting points to connect with matching lenders and loan programs suited to your situation.

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Keene Lenders

  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • Lends in New Hampshire
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.

    As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.

  • Savings Bank of Walpole
  • 68 Ames Plaza Ln, Walpole, NH, 03608
  • Lends in New Hampshire
  • Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).

    We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat

  • Claremont Savings Bank
  • 145 Broad Street, Claremont, NH, 03743
  • Lends in New Hampshire
  • Claremont Savings Bank is a mutual savings bank founded in 1907 primarily serving the communities of Claremont, Charlestown, and Cornish, New Hampshire. It is overseen by a Board of Trustees that are selected by and from the group of Corporators who represent the interests of the depositors, borrowers, and communities that the Bank serves.

  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Lends in New Hampshire
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford