FHA VS Conventional loan programs in 2026 for Chesterfield, Cheshire County, New Hampshire

In 2026, the Conventional loan limit in Chesterfield, within Cheshire county, NH, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's top rates across Conventional, FHA, and USDA loans. Evaluate the required income, credit, reserves, and documents. Our advanced mortgage calculator allows side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the best program for your financial situation in NH.

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2026 Loan Limits and Down Payment Requirements in Chesterfield, Cheshire, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 03466

Available Options for Conventional and FHA Loans in Chesterfield, NH

The aim of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loan without hassle. Begin with one of three paths to match with lenders and their programs.

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Chesterfield Lenders

  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • Lends in New Hampshire
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.

    As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.

  • Savings Bank of Walpole
  • 68 Ames Plaza Ln, Walpole, NH, 03608
  • Lends in New Hampshire
  • Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).

    We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat