FHA VS Conventional loan programs in 2025 for Derry, Rockingham County, New Hampshire

In 2025, the conventional loan limit in Derry, county of Rockingham, NH, is $828,000, whereas the FHA loan limit for a single-family home is $828,000. Knowing these limits is essential for prospective homebuyers planning their finances.

Leverage the Lendersa® Conventional loan calculator to compare today's most competitive rates among Conventional, FHA, and USDA loans. It assists in determining the requisite income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best possible program in NH for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Derry, County of Rockingham, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the zip codes: 03038, 03041

Options for Conventional and FHA Loans in Derry, NH

The mission of Lendersa® is to swiftly provide the best available loan—be it Conventional, USDA, or FHA—efficiently and without hassle. Choose one of three ways to connect with matching lenders and loan programs.

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  • Althas Mortgage
  • 9142 Bonita Beach Rd, Bonita Springs, FL, 34135
  • Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
  • Miami Firefighters Federal Credit Union
  • 1111 NW 7th St, Miami, FL, 33136
  • Miami Firefighters Federal Credit Union is a not-for-profit, cooperative banking institution, serving its members since 1935 with a wide array of benefits designed to meet all the banking needs of its members and their families. It all began in 1935, in a small room behind Station 1, then called Central Station on Flagler St.
  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
  • Neighborhood Housing Services of South Florida Inc
  • 300 Northwest 12th Avenue, Miami, FL, 33128
  • Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
  • PNC Private Capital
  • 7585 Northwest 113th Path, Doral, FL, 33178
  • PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
  • Guardian Capital Lenders LLC
  • 10305 North West 41st street, Suite 212, Miami, FL, 33178
  • Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
  • Expert Mortgage Group Inc
  • 9600 NW 38th Street Suite 211, Miami, FL, 33178
  • Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
  • South Florida Federal Credit Union
  • 1902 NW 14 Avenue, Miami, FL, 33125
  • South Florida Federal Credit Union merged with Guardians Credit Union to become South Florida FCU, A Division of Guardians Credit Union. We did not think of this next step as a merger, but more so a partnership with Guardians Credit Union, as SFFCU will keep its brand and identity and will function as a division of Guardians Credit Union.