FHA VS Conventional loan programs in 2026 for Farmington, Strafford County, New Hampshire

In the year 2026, the conventional loan cap in Farmington, part of Strafford county, NH is set at $828,000, whereas the FHA ceiling stands at $828,000 for a single-family dwelling.

Utilize the Lendersa® Conventional loan calculator to precisely assess today's best rates across Conventional, FHA, and USDA loans. Determine the income, credit requirements, reserves necessary, and essential documentation for approval. Our sophisticated mortgage calculator provides a side-by-side view of Conforming, USDA, FHA, and VA loans to assist in selecting which program in NH aligns optimally with your specific financial situation.

Explore loan offers from over 100 lenders

Details on 2026 Loan Limits and Downpayment Requirements in Farmington, Strafford, NH

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

The given table is relevant for the zip codes: 3835

Conventional and FHA Loan Solutions in Farmington, NH

Lendersa® is dedicated to securing the most advantageous Conventional, USDA, or FHA loan for you efficiently and without difficulty. Select from one of three pathways to identify matching lenders and programs.

Results from Lendersa USDA loan requests and matching


Farmington Lenders

  • Profile Bank
  • 45 Wakefield Street, Rochester, NH, 03867
  • Lends in New Hampshire
  • Profile Bank dedicates itself to serving the needs of our surrounding communities. We offer a broad range of financial products and services while providing each customer with the highest level of personal service. Our efforts are focused on helping those within our area. We were formed in 1907 as People’s Building and Loan Association.

  • First Seacoast Bank
  • 633 Central Avenue, Dover, NH, 03820
  • Lends in New Hampshire
  • At First Seacoast Bank, it’s all about you. You’re the first thing we think about with every product, service, and technology we introduce. Products and services that help you secure and manage your finances affordably. Technology that helps you get where you’re going without ever getting in your way.

  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • "5 things you can expect from X5 Home Loans
    1. Communication. Always know exactly where things stand.
    2. Availability. Here for you whenever you need us.
    3. Speed. Fast closings and quick answers to your questions.
    4. Simplicity. A clear process that’s easy to understand.
    5. Guidance. Personalized advice to navigate your options."

  • Service Federal Credit Union
  • 3003 Lafayette Road, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.

  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Lends in New Hampshire
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.

  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Lends in New Hampshire
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.