Explore the differences! FHA VS Conventional loan programs in Franklin, Merrimack County, New Hampshire

In 2026, the Conventional loan limit for a single-family home located in Franklin, within Merrimack county, NH, is $726,200, with the FHA limit at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's Conventional, FHA, and USDA rates. Determine the income, credit, reserves, and documents needed for qualification. Our advanced tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the right program in NH for your financial situation.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Franklin, Merrimack, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

The comparison applies to these zip codes: 3235

Options for Conventional and FHA Loans in Franklin, NH

Lendersa® aims to swiftly find you the best Conventional, USDA, or FHA loan with minimal hassle. Choose from three options to connect with matching lenders and suitable loan programs.

USDA loan request and results with Lendersa


Franklin Lenders

  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Lends in New Hampshire
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.

  • Bank of New Hampshire
  • 62 Pleasant Street, Laconia, NH, 03246
  • Lends in New Hampshire
  • Our mission is to remain an independent mutual financial institution, delivering innovative solutions and exceptional service, while assisting our employees, customers and communities to build brighter futures. Bank of New Hampshire has been a mutual banking organization focused on our depositors and accountable to our communities.

  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • Lends in New Hampshire
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.

  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • Lends in New Hampshire
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide

  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • Lends in New Hampshire
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.

  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Lends in New Hampshire
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford

  • Homestead Mortgage, LLC
  • 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106
  • Lends in New Hampshire
  • "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service.

    We understand that every borrower is different, and our clients have access to the widest array of programs and options,"

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • Lends in New Hampshire
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.