Explore the differences! FHA VS Conventional loan programs in Andover, Merrimack County, New Hampshire

As of 2025, the maximum amount you can borrow through a conventional loan in Andover, within Merrimack, NH, is set at $726,200. Meanwhile, the FHA limit for a single-family home is established at $472,030.

The Lendersa® Conventional loan calculator allows you to analyze and contrast today’s top rates for Conventional, FHA, and USDA options. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, facilitating your decision about which program in NH aligns best with your financial needs.

Evaluate loan offers from a list of 100 lenders

2025 Loan Limits and Down Payment Criteria in Andover, Merrimack, NH

Type of Loan Limit on Loan Down Payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

This table is relevant to zip codes: 03216, 03231

Diverse Conventional and FHA Loan Options in Andover, NH

The mission of Lendersa® is to swiftly secure the optimal Conventional, USDA, or FHA loan for you without unnecessary complexities. Choose one of three methods to engage with appropriate lenders and loan solutions.

Results of Lendersa USDA loan requests and matches


  • JM Associates Federal Credit Union
  • 9987 Pritchard Road, Jacksonville, FL, 32219
  • JM Associates Federal Credit Union officially opened its doors on October 21, 1980, at the SET Port Facility. A full-service, federally chartered credit union, JMAFCU serves associates and family members in all 50 states and abroad. JMAFCU currently has 5 offices. Two in Jacksonville, FL, Deerfield Beach, FL, Mobile, AL, St. Louis, MO.
  • Riverview Credit Union
  • 115 Hardman Avenue South, South Saint Paul, MN, 55075
  • Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
  • Lend Smart Mortgage
  • 100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
  • Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
  • Leadco Community Credit Union
  • 820 E Main Street, Park Hills, MO, 63601
  • Leadco Community Credit Union operates for the purpose of promoting thrift among its members, providing a source of funds where loans may be secured at a guaranteed low rate of interest, and assisting members in the management of their financial affairs. Credit Union operates for the purpose of promoting thrift among its members,
  • United State Bank
  • 102 West Main St., Lewistown, MO, 63452
  • The history of the United State Bank began in 1922 when Lorenzo H. Gnuse, Sr. founded the Durham State Bank. Mr. Gnuse was commissioned by the State of Missouri to assist in the liquidation of banks throughout Missouri that were failing due to the nationwide depression. Mr. Gnuse was sent to Durham to liquidate the Durham Savings Bank.
  • Trillium Capital Resources
  • 301 West Bay St, Suite 1488, Jacksonville, FL, 32202
  • Trillium Capital Resources for several years and have closed on numerous financing deals, ranging from Life Insurance money, Credit Union, Agency and HUD. They listen to what our objectives are and formulate the right solution for us every time. We are glad to have them provide us with the solutions.
  • VyStar Credit Union
  • 76 S. Laura Street, Jacksonville, FL, 32232
  • VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
  • First Florida Credit Union
  • PO Box 43310, Jacksonville, FL, 32203
  • First Florida Credit Union is headquartered in Jacksonville and operates 17 branches throughout the state, serving more than 55, 000 members. The organization's guiding mission is to support its members' financial aspirations by providing affordable financial products and services with outstanding member service.