FHA VS Conventional loan in Hopkinton, Merrimack County, New Hampshire

During 2025, the conventional loan limit in Hopkinton, located in Merrimack county of NH, is $726,200, while the FHA limit for a single-family home stands at $472,030.

With Lendersa® Conventional loan calculator, compare the best rates available today for Conventional, FHA, and USDA loans, and identify the necessary income, credit, reserves, and documents to qualify. This advanced mortgage tool presents a side-by-side view of Conforming, USDA, FHA, and VA loans, aiding your decision for the best program in NH based on your financial situation.

Compare offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Hopkinton, Merrimack, NH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 3229

Options for Conventional and FHA Loans in Hopkinton, NH

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select from one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Lowell Firefighters Credit Union
  • 642 Chelmsford Street, Lowell, MA, 01851
  • The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success
  • A M Mortgage Brokers
  • 132 S. Main Ave, Taylor, PA, 01851
  • AM Mortgage Brokers Inc, is a family run business, with strong ties to the local community. Our low overhead allows us to out price our competition. We guarantee to offer you better service and more affordable loan programs than the larger mortgage brokerages or banks. Our competitors’ high operating costs.
  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
  • Legacy Mortgage, LLC
  • 2 Buck Rd, Suite L, Hanover, NH, 03755
  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.
  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.
  • Enterprise Bank and Trust Company
  • 222 Merrimack Street, Lowell, MA, 01852
  • Enterprise Bank was founded through the entrepreneurial vision of George L. Duncan in 1988. We are headquartered in Lowell, Massachusetts, with branch locations throughout the Merrimack Valley and North Central regions of Massachusetts, as well as Southern New Hampshire.For over 30 years, Enterprise Bank has been supporting the financial needs of b
  • The Lowell Five Cent Savings Bank
  • 34 John Street, Lowell, MA, 01852
  • Locally governed and managed with over 165 years of strength and stability, Lowell Five is a service-oriented community bank providing comprehensive mortgage and loan products in excess of $20 million, extensive deposit and cash management products and services, and investment and insurance products for individuals, businesses, municipalities
  • Mills42 Federal Credit Union
  • 83 Merrimack Street, Lowell, MA, 01852
  • We are a small but mighty federal credit union serving Greater Lowell, Massachusetts and surrounding communities. And we’re standing ready to help you achieve your financial goals. Whether it be through sitting down with you to create a budget or working with you to buy your first home, our focus is to help you build from here.
  • Align Credit Union
  • 40 Market Street, Lowell, MA, 01852
  • "Since 1922, Align Credit Union has provided customized banking solutions to individuals and families throughout Northeastern Massachusetts and Southern New Hampshire. Align offers a full suite of products and services including Personal and Business Banking, Mortgages, Financial Planning and Insurance."
  • The Provident Bank
  • 5 Market Street, Amesbury, MA, 01913
  • We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.