FHA VS Conventional loan in Hopkinton, Merrimack County, New Hampshire

During 2026, the conventional loan limit in Hopkinton, located in Merrimack county of NH, is $726,200, while the FHA limit for a single-family home stands at $472,030.

With Lendersa® Conventional loan calculator, compare the best rates available today for Conventional, FHA, and USDA loans, and identify the necessary income, credit, reserves, and documents to qualify. This advanced mortgage tool presents a side-by-side view of Conforming, USDA, FHA, and VA loans, aiding your decision for the best program in NH based on your financial situation.

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2026 Loan Limits and Downpayment Requirements in Hopkinton, Merrimack, NH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 3229

Options for Conventional and FHA Loans in Hopkinton, NH

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select from one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


Hopkinton Lenders

  • Ledyard National Bank
  • 74 South Main Street, Concord, NH, 03301
  • Lends in New Hampshire
  • At Ledyard, you get more than just bankers with knowledge, expertise and local decision-making capabilities. Ledyard offers true partnerships. Every member of our team is part of the community, providing us with the additional insight to develop personalized solutions for each client. Individuals and families have come to rely on us to provide

  • New Hampshire Federal Credit Union
  • 70 Airport Road, Concord, NH, 03301
  • Lends in New Hampshire
  • NH Federal Credit Union is a full-service financial institution. You will find some of the best rates for savings and loans in NH, along with very low fees. As a not-for-profit financial cooperative, we are owned by the people we serve - the employees and immediate family members of more than 150 employers throughout NH.

  • Homestead Mortgage, LLC
  • 45 Londonderry Turnpike, Suite 1, Hooksett, NH, 03106
  • Lends in New Hampshire
  • "Homestead Mortgage, LLC is committed to helping you find the right mortgage product for your needs and to exceeding your expectations for outstanding customer service.

    We understand that every borrower is different, and our clients have access to the widest array of programs and options,"

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.

  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Lends in New Hampshire
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.

  • Members First Credit Union
  • 7 Salmon Street, Manchester, NH, 03104
  • Lends in New Hampshire
  • At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.

  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • Lends in New Hampshire
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Granite State Credit Union
  • 1415 Elm Street, Manchester, NH, 03101
  • Lends in New Hampshire
  • Since 1945, Granite State Credit Union has been building relationships with our members while meeting their growing financial needs. Every day we strive to offer the quality, personal service members have come to expect from their local credit union.

    Members enjoy a variety of financial products and services that reach beyond savings