FHA VS Conventional loan programs in 2025 for Concord, Merrimack County, New Hampshire

In the year 2025, the limit for conventional loans in Concord, county of Merrimack, NH, is set at $726,200, while for FHA loans on a single-family home, the limit is $472,030. These limits are crucial for potential homeowners to consider in their financial planning.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates for Conventional, FHA, and USDA loans today. It helps ascertain the required income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage tool, you can see Conforming Conventional, USDA, FHA, and VA loans placed side by side, facilitating your decision on the best-fitting program in NH for your unique financial requirements.

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2025 Loan Limits and Down Payment Requirements in Concord, County of Merrimack, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 03303, 03301, 03302, 03305

Options for Conventional and FHA Loans in Concord, NH

Lendersa® is committed to providing the best possible loan experience, be it Conventional, USDA, or FHA, with speed and without hassle. Choose one of three starting points to connect with lenders and programs tailored to meet your needs.

Lendersa USDA loan request and matching results


  • Homestead Lending
  • 1253 Park Street, Suite UE8,, Clearwater, FL, 33756
  • Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
  • Choice Real Estate Funding, LLC
  • 551 South Duncan Avenue, Clearwater, FL, 33756
  • Choice Real Estate Funding, LLC is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Florida. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
  • Ed Baldwin Home Loans
  • 3401 College Blvd, Suite 220, Leawood, KS, 66211
  • Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
  • BNC National Bank
  • 7007 College Blvd, Suite 600, Overland Park, KS, 66211
  • Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
  • ReeceNichols Topeka Elite, LLC
  • 11601 Granada, Leawood, KS, 66211
  • Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
  • Amerifirst Home Mortgage
  • 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572
  • Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.