FHA VS Conventional loan in Concord, Merrimack County, New Hampshire
In the year 2025, the limit for conventional loans in Concord, county of Merrimack, NH, is set at $726,200, while for FHA loans on a single-family home, the limit is $472,030. These limits are crucial for potential homeowners to consider in their financial planning.
Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates for Conventional, FHA, and USDA loans today. It helps ascertain the required income, credit, reserves, and documents needed for qualification. With our comprehensive mortgage tool, you can see Conforming Conventional, USDA, FHA, and VA loans placed side by side, facilitating your decision on the best-fitting program in NH for your unique financial requirements.
2025 Loan Limits and Down Payment Requirements in Concord, County of Merrimack, NH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$350,000
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 03303, 03301, 03302, 03305
Options for Conventional and FHA Loans in Concord, NH
Lendersa® is committed to providing the best possible loan experience, be it Conventional, USDA, or FHA, with speed and without hassle. Choose one of three starting points to connect with lenders and programs tailored to meet your needs.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
31 Liberty Street, Suite 306, Southington, CT, 06489
Sensible Mortgage Solutions is the founder of the Jeremy Hyatt focus has always been to do the right thing by each client and provide the best loan experience possible. Jeremy’s commitment to professional excellence and a strong desire to help others is what separates him from the competition. When not assisting clients.
37 W. Center Street, Suite 208, Southington, CT, 06489
At New England Home Mortgage, we have over 50 years of industry experience to rely on. We offer a full suite of mortgage products and the highest level of customer service. Each mortgage team member will give you undivided attention, learn your unique financial situation, and explain the best mortgage solution available for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
"Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $257 million financial institution with over 18,250 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown.
Recently, the WCCU was awarded 'Best Places to Work 2018' by the Providence Business News"
