FHA VS Conventional loan programs in 2026 for Lancaster, Coos County, New Hampshire

For 2026, the Conventional loan limit in Lancaster, within Coos county, NH, is $726,200, whereas the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, explore and compare today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents needed for qualification. Our highly advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to aid your decision on which program in NH is best for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Lancaster, Coos, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 3584

Exploring Conventional and FHA Loan Options in Lancaster, NH

The objective of Lendersa® is to swiftly secure the most suited Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting strategies to sync with lenders and explore loan programs.

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Lancaster Lenders

  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Lends in New Hampshire
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.