FHA VS Conventional loan programs in 2026 for Peterborough, Hillsborough County, New Hampshire

For the year 2026, the conventional loan limit in Peterborough, Hillsborough county, NH is $726,200, whereas the FHA cap for a single-family home is $477,250.

With the Lendersa® Conventional loan calculator, you can compare today's best rates on Conventional, FHA, and USDA loans. Evaluate the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming, USDA, FHA, and VA loans side-by-side, guiding you to decide which program in NH is most suitable for your financial condition.

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Loan Limits and Downpayment Requirements for 2026 in Peterborough, Hillsborough, NH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $350,000 0%
FHA $477,250 3.5%

This table pertains to the zip codes: 03458

Explore Conventional and FHA Loan Options in Peterborough, NH

Lendersa® is committed to swiftly securing the best possible Conventional, USDA, or FHA loan for you without hassle. Start with one of three pathways to connect with the matching lenders and loan programs.

Results from USDA loan request and matching by Lendersa


Peterborough Lenders

  • Precision Federal Credit Union
  • 7 Optical Avenue, Keene, NH, 03431
  • Lends in New Hampshire
  • FCU was established as a select employee group (SEG) credit union in 1953 to provide financial services to MPB (now known as Timken) employees and their family members.

    As a not-for-profit institution, all profits earned from operations are returned to members in the form of lower fees, better rates, and more services and dividends.

  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Lends in New Hampshire
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.

  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Lends in New Hampshire
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Lends in New Hampshire
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • Lends in New Hampshire
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991

  • Nextgen Mortgage, Inc
  • 20 Trafalgar Square, Suite 626, Nashua, NH, 03063
  • Lends in New Hampshire
  • Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.

  • St. Marys Bank
  • 200 McGregor Street, Manchester, NH, 03102
  • Lends in New Hampshire
  • St. Mary's Bank is proud of its heritage. For just over a century, we've been helping New Hampshire individuals, families, and businesses with a wide range of financial products and services, including checking accounts, personal loans, real estate loans, business banking, and savvy financial planning.