Explore the differences! FHA VS Conventional loan programs in Seabrook, Rockingham County, New Hampshire

For 2026, in Seabrook, which is in the county of Rockingham, NH, the Conventional loan limit is $828,000, and the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator helps you compare today's top rates for Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and documents. This advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best option in NH for your financial needs.

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Loan Limits and Down Payment Details for 2026 in Seabrook, Rockingham, NH

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This applies to the zip codes: 3874

Conventional and FHA Loan Choices in Seabrook, NH

The aim of Lendersa® is to efficiently find you the best Conventional, USDA, or FHA loan without hassle. Begin the process by selecting one of three paths to connect with lenders and loan options.

Lendersa USDA loan requests and matches


Seabrook Lenders

  • Blue Water Mortgage
  • 7 Merrill Industrial Dr, Hampton, NH, 03842
  • Lends in New Hampshire
  • Blue Water Mortgage Corp is an independent mortgage broker serving Massachusetts,New Hampshire, Maine, Connecticut & Florida with HQ in Hampton,New Hampshire.With over 100 years of collective mortgage experience among the team at Blue Water,we have the knowledge & ability to get your loan closed on time with the best terms and lowest rates for you!

  • Forthright Mortgage LLC
  • 86 Lafayette Road, Suite 4, North Hampton, NH, 03862
  • Lends in New Hampshire
  • Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.

  • Geosegment Systems
  • 24 Front Street, Suite 203, Exeter, NH, 03833
  • Lends in New Hampshire
  • Geosegment Systems was founded in 1991 in Cambridge, Massachusetts as a provider of mortgage market share data from county registry of deed data. In the age before the internet, CD-ROMs, DVDs, flash drives, and other high capacity transmission methods, we received data via the 9-track magnetic tape format first invented by IBM.

  • Presidential Mortgage Inc
  • 390 Portsmouth Avenue, Greenland, NH, 03840
  • Lends in New Hampshire
  • Presidential Mortgage Inc Offering Residential and Commercial mortgages in New Hampshire and Maine, Presidential Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, business owners, and individual home buyers.