FHA VS Conventional loan programs in Bedminster, Somerset County, New Jersey
In 2026, the Conventional loan limit in Bedminster, situated in Somerset county, NJ, is set at $1,089,300, and the FHA limit for a single-family home is $1,089,300.
The Lendersa® Conventional loan calculator provides access to today’s leading rates for Conventional, FHA, and USDA loans. Review required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side to help identify the best program in NJ for your financial needs.
2026 Loan Limits and Down Payment Information in Bedminster, Somerset, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Applicable to zip codes: 07931
Explore Conventional and FHA Loan Options in Bedminster, NJ
Lendersa® aims to deliver the finest Conventional, USDA, or FHA loans quickly and without hassle. Choose from three starting points to connect with matching lenders and suitable loan programs.
Peapack Private, the bank’s wealth management* division, offers comprehensive financial, tax, fiduciary and investment advice and solutions, to individuals, families, privately-held businesses, family offices and not-for-profit organizations, which help them to establish, maintain and expand their legacy.
American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades,
180 Mount Airy Road, Suite 202, Basking Ridge, NJ, 7920
Lends in New Jersey
Cornerstone Mortgage Group offers premier mortgage services for New Jersey residents. Whether you are looking for a home loan to purchase your first home or looking to get a better mortgage rate on your current house, our New Jersey mortgage specialists can help you achieve your home financing goals.
FRFCU's headquarters is located in Bridgewater, NJ & has been in business for over 100 years. The Credit Union was formerly the Ethicon Employees FCU which was formed by a group of Johnson & Johnson employees. As one of the largest Credit Unions in New Jersey, it is a member-owned, not-for-profit cooperative.
Since 1998, our mission is to serve our New Jersey and New York customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
BD Capital is a direct lender specializing in fast and creative solutions for immediate real estate investor financing needs. We were founded in 2015 with a mission to transform the current private lending landscape by offering a family office environment with competitive lending parameters
Villa Nova Financing Group was founded in 2003 by Anthony Villanova, a Certified Mortgage Planning Specialist (CMPS) and mortgage broker, who brought with him a host of industry expertise gained through years of experience as a serial entrepreneur and commercial investor.Today, Anthony and his team of loan experts provide intelligently
172 Washington Valley Road, Suite 2A, Warren, NJ, 07059
Lends in New Jersey
Banknet Mortgage, a hometown mortgage company serving the State of New Jersey since 1991. Our unique business model will provide you with access to mortgage programs offered by some of the largest and most respected financial institutions in the country, as well as provide you with access to several local Bank portfolio programs
25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
Lends in New Jersey
Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade
