For the year 2026, the loan limits for a conventional loan in Cranford, located in the county of Union, NJ, are set at $1,089,300, while the FHA loan limit for a single-family home is $1,089,300.
Compare today's Conventional loans with FHA and USDA rates using Lendersa®'s dedicated calculator. This tool helps you identify the income, credit, reserves, and documentation needed to qualify. View a side-by-side comparison of Conforming, USDA, FHA, and VA loans to decide on the best fit for your financial needs in NJ.
Compare offers from a pool of 100 lenders
| Type of Loan | Limit | Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $0 | 0% | |
| FHA | $1,089,300 | 3.5% |
The comparison table is applicable to these zip codes: 7016
Lendersa® is committed to securing the most favorable Conventional, USDA, or FHA loan for you efficiently and with ease. Kickstart the process using one of three pathways that align you with suitable lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
