FHA VS Conventional loan in Cranford, Union County, New Jersey
For the year 2026, the loan limits for a conventional loan in Cranford, located in the county of Union, NJ, are set at $1,089,300, while the FHA loan limit for a single-family home is $1,089,300.
Compare today's Conventional loans with FHA and USDA rates using Lendersa®'s dedicated calculator. This tool helps you identify the income, credit, reserves, and documentation needed to qualify. View a side-by-side comparison of Conforming, USDA, FHA, and VA loans to decide on the best fit for your financial needs in NJ.
2026 Loan Limits and Down Payment Requirements in Cranford, Union County, NJ
Type of Loan
Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table is applicable to these zip codes: 7016
Explore Conventional and FHA Loan Options in Cranford, NJ
Lendersa® is committed to securing the most favorable Conventional, USDA, or FHA loan for you efficiently and with ease. Kickstart the process using one of three pathways that align you with suitable lenders and loan programs.
628 East Washington St., Suite B, Petaluma, CA, 94952
Petaluma Home Loans is a local mortgage banker that is dedicated to serving our clients best interests. We specialize in Refinances and Purchases. We are dedicated to working with first time home buyers, and loans on Bank Owned and Short Sale properties, via Coventional, Jumbo, FHA and VA loans.
America's Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
Northern Redwood Federal CU is a local boutique credit union that has been serving the community for over 60 years. We are a service oriented credit union that offers the same great services as the larger financial institutions. We pride ourselves on knowing our members on a personal level
At Bailey Mortgage, our mission is to set a high standard in the mortgage industry. We are a local, family owned and operated mortgage brokerage firm with over 30 years experience. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by calling
ReProp Financial is a small balance commercial lender lending in CA, OR, WA, ID, AZ, and TX. We lend up to $2.5MM and offer both interest only bridge and 15 year fully amortizing loan products. We are a direct lender and service everything in-house. Our average time to close is about 10 days but can close more quickly if needed.
At Redwood Capital Bank, it is important to keep local dollars working at home. Nearly every dollar that is deposited at Redwood Capital Bank goes right back into the local economy. Deposits are reinvested in the form of loans to individuals, families and businesses, helping small businesses grow, providing new homes and a better quality of life.
California State Employees No. 20 Credit Union was formed in January of 1951. The credit union was formed by a group of professors and employees of Humboldt State College. They formed the credit union with a desire to assist each other with reasonably priced loans and a good return on their savings.
At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
"Briton Mortgage purchased their building in 2001. It was a family home in disrepair. Janine made a commitment to the owner and her family that the home would not be torn down, but repaired and restored.
The remodeling was complete in 2003 and it has been the proud ""home"" of Briton Mortgage ever since."
