FHA VS Conventional loan in Roselle-Park, Union County, New Jersey
In 2025, the conventional loan limit for Roselle-Park in the county of Union, NJ, is set at $970,800. Meanwhile, the FHA limit for a single-family residence is $970,800. These caps are vital for borrowers to know as they define the maximum amount they can potentially borrow in those areas.
Utilize the Lendersa® Conventional loan calculator to compare the top rates available today among Conventional, FHA, and USDA loans. This tool not only helps in determining the necessary income, credit score, reserves, and documentation you need to qualify but also provides side-by-side visual comparisons of Conforming Conventional loans, USDA, FHA, and VA loans. This comprehensive approach assists you in selecting the program available in NJ that best fits your specific financial goals.
Comprehensive Loan Limits and Down Payment Requirements in Roselle-Park, County of Union, NJ for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
The information in this comparison table is applicable to specific zip codes: 7204. Understanding these limits helps you anticipate the financing framework in your location.
Explore Conventional and FHA Loan Options in Roselle-Park, NJ
The goal of Lendersa® is to provide the best possible Conventional, USDA, or FHA lending solutions quickly and without unnecessary complication. Select one of three starting strategies that lead to matching lenders and loan offerings, specifically tailored to streamline your mortgage process.
5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.
One Church Street, Suite 100, Rockville, MD, 20850
Capital Bank N.A., headquartered in Rockville, Maryland is a Maryland chartered commercial Bank that offers commercial and consumer Banking services to clients in the Washington D.C. metropolitan area, alongside two nation-wide lending brands; Capital Bank Home Loans, a mortgage division that lends in all 50 states.
15245 Shady Grove Road, Suite 430, Rockville, MD, 20850
The Yi Team Mortgage brings you the most superior mortgage experience possible! We care about your dreams and the financial solutions to make them achievable. We believe that a well planned mortgage creates long term wealth. Chong Yi always believed that financial literacy is the most important part of the mortgage process.
One Church Street, Suite 300, Rockville, MD, 20850
Brian Martucci, started in the mortgage business in 1986 right out of college and have never left. Brian have been a loan processor, loan officer, mortgage broker, branch manager and vice president. As a mortgage professional Brian help consumers find the best mortgage loans to purchase a new home or to refinance an existing loan.
9400 Key West Ave, Suite 220, Rockville, MD, 20850
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
932 Hungerford Drive, Suite 1A, Rockville, MD, 20850
We put our customers first. We listen to you and help you find what you need. If you are looking for first-class service, you have come to the right place! We aim to be friendly and approachable. We are here to serve you and answer any questions you may have. Amy Zhou is the President of A-Z Mortgage Inc.
15200 Shady Grove Road, Suite 310, Rockville, MD, 20850
Empire Financial is a family-owned and operated mortgage company serving borrowers in Maryland, Virginia, and DC. We believe in a long-term relationship in which we help our clients find the right loan solution for their particular needs. We help our clients review and explore all of the loan options available.
932 Hungerford Drive, Unit 20B, Rockville, MD, 20850
At Precision Mortgage, we value your time, so we have streamlined our application process for you. Apply for and upload your mortgage documents through our online portal, allowing us to match you with the best available loan product! We can place all types of mortgages including purchases.
