FHA VS Conventional loan programs in 2025 for Roselle-Park, Union County, New Jersey

In 2025, the conventional loan limit for Roselle-Park in the county of Union, NJ, is set at $970,800. Meanwhile, the FHA limit for a single-family residence is $970,800. These caps are vital for borrowers to know as they define the maximum amount they can potentially borrow in those areas.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today among Conventional, FHA, and USDA loans. This tool not only helps in determining the necessary income, credit score, reserves, and documentation you need to qualify but also provides side-by-side visual comparisons of Conforming Conventional loans, USDA, FHA, and VA loans. This comprehensive approach assists you in selecting the program available in NJ that best fits your specific financial goals.

Review loan offers from a comprehensive range of 100 lenders

Comprehensive Loan Limits and Down Payment Requirements in Roselle-Park, County of Union, NJ for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The information in this comparison table is applicable to specific zip codes: 7204. Understanding these limits helps you anticipate the financing framework in your location.

Explore Conventional and FHA Loan Options in Roselle-Park, NJ

The goal of Lendersa® is to provide the best possible Conventional, USDA, or FHA lending solutions quickly and without unnecessary complication. Select one of three starting strategies that lead to matching lenders and loan offerings, specifically tailored to streamline your mortgage process.

Discover results for Lendersa USDA loan requests


  • Fortune Lenders LLC
  • 15271 Northwest 60th Avenue, Suite 107, Miami Lakes, FL, 33014
  • Fortune Lenders, LLC will treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Capital Mortgage Inc
  • 5901 Northwest 151 St, Suite 205, Miami Lakes, FL, 33014
  • At Capital Mortgage we embrace the philosophy that honesty, realistic advice and an uncomplicated process make buying a home or condo a far better experience. We want to pair you to the best loan available—if you would like to learn more about our process, please fill out the form below. We’ll approach you as real people, not a bottom line.
  • The Loan Pros Team Inc
  • 5793 NorthWest 151st Street, Unit 5793B, Miami Lakes, FL, 33014
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Dream House Mortgage
  • 15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
  • Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Itwins Financial Inc
  • 7565 West 14th Avenue, Hialeah, FL, 33014
  • ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • SIMPLE HOME LOANS INC
  • 5801 NW 151 St Suite 306, Hialeah, FL, 33014
  • Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
  • Community Bank of Raymore
  • 801 West Foxwood Drive, Raymore, MO, 64083
  • We opened our doors in May 1979 with a purpose and a mission to focus on the banking needs of our community. Over 35 years later, the Community Bank of Raymore still believes in and focuses on local residents. We are committed to meeting financial needs of our clients. Your finances are very personal and we realize that.
  • R-G Federal Credit Union
  • 421 Remington Plaza Court, Raymore, MO, 64083
  • R-G Federal Credit Union to operate the Credit Union in accordance with the Federal Credit Union Act, The National Credit Union Administration rules & regulations and other applicable laws and regulations. Accordingly, our primary objective shall be to ensure the safety and soundness of the Credit Union.