FHA VS Conventional loan programs in 2025 for East-Greenwich, Gloucester County, New Jersey

For the year 2025, the limit for conventional loans in East-Greenwich, located within Gloucester county of NJ, is set at $647,200, whereas the FHA limit for a single-family house is $477,250.

Compare today's loan options with Lendersa® Conventional loan calculator to find the best rates among Conventional, FHA, and USDA. It helps identify the required income, credit, reserves, and other documents for loan qualification. Use our advanced calculator to see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options available in NJ, assisting you in selecting the best program tailored to your financial needs.

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Loan limits and down payment criteria in East-Greenwich, Gloucester county, NJ for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

The loan comparison chart is pertinent to zip codes: 08056, 08020, 08061

Explore Conventional and FHA loan options in East-Greenwich, NJ

Lendersa® aims to secure you the top possible Conventional, USDA, or FHA loan efficiently and with ease. Choose from three starting points to find matched lenders and loan programs tailored for you.

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  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort
  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference. Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."
  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
  • First Carolina People's Credit Union
  • 201 East Ash Street, Goldsboro, NC, 27530
  • First Carolina People’s Credit Union was formed in 1950 and chartered in 1952 under the name of Goldsboro Postal Credit Union to provide postal employees and their families with high quality services, to promote the wise use of their financial resources and complement their diverse lifestyles. Membership is a family affair.
  • Woodsville Guaranty Savings Bank
  • 63 Central Street, Woodsville, NH, 03785
  • Woodsville Guaranty Savings Bank is a locally owned and operated community bank, serving the people, businesses, and communities of northern New Hampshire and northeastern Vermont. The bank has nine North Country offices, located in the communities of Woodsville, Piermont, Lisbon, Littleton, Lancaster, Plymouth, and Franconia, New Hampshire.
  • Wolff Financial Inc
  • 2508 Reliance Avenue, Apex, NC, 27539
  • We work with you to find the right program & secure low market rates to make sure you are paying the lowest payment each month. We keep you informed and return all emails & calls promptly so that you never have to wonder what is going on with your loan. We work closely with you through the process to meet all deadlines.
  • Cardinal Credit Union
  • 8500 Westport Drive, Mentor, OH, 44060
  • Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
  • Union Capital Mortgage
  • 7676 Reynolds Road, Mentor, OH, 44060
  • At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.