FHA VS Conventional loan programs in 2025 for Hackensack, Bergen County, New Jersey
In 2025, the Conventional loan limit for Hackensack, located in Bergen county, NJ, is $1,089,300, and the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to review the best rates for today across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows for side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding the best program in NJ for your financial requirements.
Loan Limits and Down Payment Requirements for 2025 in Hackensack, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table applies to the following zip codes: 07601, 07602
Available Loan Options: Conventional and FHA in Hackensack, NJ
The purpose of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Start with one of three pathways that connect you to suitable lenders and loan programs.
Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
3908 24th St Ste 5 , Long Island City, NY, 11101
MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
201 Montgomery St, Suite 263, Jersey City, NJ, 07302
Founded in 2017 by Zac Prince and Flori Marquez, BlockFi was created to provide credit services to markets with limited access to simple financial products. BlockFi sets itself apart from other crypto service providers by pairing competitive rates with institutional-quality benefits.
30 Montgomery Street Suite 215, Jersey City, NJ, 07302
"Asset Based Lending LLC (ABL) is your first choice for private, hard money real estate lending! Let us fund your next ""fix and flip.""
Asset Based Lending, LLC (ABL) is a private commercial lender founded in 2010. Our mission is to help real estate investors, quickly and efficiently, finance their business activities. "
