Explore the differences! FHA VS Conventional loan programs in Maywood, Bergen County, New Jersey

For the year 2026, the conventional loan cap in Maywood, located within Bergen county, NJ, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is $1,089,300.

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Leverage Lendersa® Conventional loan calculator to weigh today’s top rates between Conventional, FHA, and USDA loans. This tool assists you in determining the required income, credit, reserves, and documentation for qualification. Our enhanced mortgage calculator allows side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to choose the best program in NJ according to your specific financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Maywood, within Bergen County, NJ

Type of Loan Maximum Loan Amount Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is valid for zip codes: 7607

Options for Conventional and FHA Loans in Maywood, NJ

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without any hassle. You can begin by choosing any of the three options that connect you with matching lenders and loan programs:

  1. Make a comprehensive request with optimized Conventional/USDA/FHA loans
  2. Inspect USDA and FHA rates and terms first
  3. Examine the most extensive collection of Conventional lenders
Lendersa USDA loan matching results



  • Tier One Mortgage, LLC
  • 1120 Crosspointe Lane, Suite 4B, Webster, NY, 14580

  • Our mortgage team members will give you the individual attention you deserve & treat you with the respect due a valued customer.We understand you're making a commitment in purchasing a home, refinancing a mortgage or tapping into your home equity.So we make a promise to you:we will help you qualify, apply and be approved for the ideal mortgage loan

  • Topside FCU
  • 17442 Dahlgren Road, Dahlgren, VA, 22448

  • Topside Federal Credit Union was federally chartered in 1961, and has grown into a full-service financial institution with total assets of over $400 million dollars. We value our members' trust, and work diligently to offer the financial services our members need and want. Our members' funds are federally insured by National Credit Union

  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411

  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.

  • Genesee Co-op Federal Credit Union
  • 395 Gregory Street, Rochester, NY, 14620

  • Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.

  • Rochester & Monroe County Employees Federal Credit Union
  • 460 N Goodman Street, Rochester, NY, 14609

  • Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.

  • Ever $ Green Federal Credit Union
  • 2215 East Henrietta Road, Rochester, NY, 14623

  • At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.

  • Haus Capital Corporation
  • 383 Park Ave, Suite A, Rochester, NY, 14607

  • At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.

  • Tompkins Lending
  • 115 Liberty Pole Way, Rochester, NY, 14604

  • Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.

  • ESL Federal Credit Union
  • 225 Chestnut Street, Rochester, NY, 14604

  • ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.

  • Moneyline New York LLC
  • 502 Audubon Trail, Rochester, NY, 14622

  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ukrainian Federal Credit Union
  • 824 E Ridge Rd, Rochester, NY, 14621

  • Ukrainian Federal Credit Union is insured by the National Credit Union Administration and offers personal and business financial services including savings and checking accounts, share certificates, loans, mortgages, VISA credit and debit cards, wire transfers, and online and mobile banking.
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