FHA VS Conventional loan in Maywood, Bergen County, New Jersey

For the year 2026, the conventional loan cap in Maywood, located within Bergen county, NJ, is set at $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is $1,089,300.

Leverage Lendersa® Conventional loan calculator to weigh today’s top rates between Conventional, FHA, and USDA loans. This tool assists you in determining the required income, credit, reserves, and documentation for qualification. Our enhanced mortgage calculator allows side-by-side viewing of Conforming Conventional loans, USDA, FHA, and VA options, enabling you to choose the best program in NJ according to your specific financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Maywood, within Bergen County, NJ

Type of Loan Maximum Loan Amount Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is valid for zip codes: 7607

Options for Conventional and FHA Loans in Maywood, NJ

Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan without any hassle. You can begin by choosing any of the three options that connect you with matching lenders and loan programs:

Lendersa USDA loan matching results


Maywood Lenders

  • Freedom Bank
  • 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607
  • Lends in New Jersey
  • Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,

  • CLASSIC MORTGAGE, L.L.C.
  • 25 E Spring Vall9y Ave, Suite 205, Maywood, NJ, 07607
  • Lends in New Jersey
  • Classic Mortgage, LLC specializes in all types of mortgage loans including: FHA , VA , New Construction and traditional loans. Established over 16 years ago, Classic Mortgage a New Jersey Mortgage Firm has become one of the fastest growing residential lenders in the northeast.A full service mortgage banker licensed in New Jersey, New York,

  • H&E Telephone Federal Credit Union
  • 201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.

  • Affinity Realty Capital
  • 151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing

  • Centra Capital Investments
  • 336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%

  • Alpine Mortgage Services
  • 201 W Passaic Street, Rochelle Park, NJ, 07662
  • Lends in New Jersey
  • At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to

  • Donald Anfuso
  • 290 Vincent Ave, 3rd Floor, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.

  • Federal National Funding Capital Group LLC
  • 411 Hackensack Avenue Suite 200, Hackensack, NJ, 07601
  • Lends in New Jersey
  • **Unlock New Opportunities with FNF Capital Group**

    **Experience in Financial Solutions**
    Federal National Funding Capital Group LLC (FNF Capital Group) is your ultimate financial ally, we empower business owners and real estate investors with funding solutions including term loans, lines of credit, equipment financing, fix & flip loans, rent

  • PRIME RESOURCE CAPITAL
  • 90 Main St, Suite 309, Hackensack, NJ, 07601
  • Lends in New Jersey
  • Prime Resource Capital, we take a “can do” attitude. We help find solutions. Our clients rely on our expertise to match our products to the specific need of the client. Our advisors are experienced professionals who understand that capital is a key ingredient to growth in any industry.