FHA VS Conventional loan in Hammonton, Atlantic County, New Jersey

In the year 2025, the conventional loan limit for Hammonton, which lies in the county of Atlantic, NJ, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today’s top rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents for qualifying. Featuring an advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA options side-by-side, guiding you in choosing the best program for your unique financial situation in NJ.

Explore loan offers from a pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Hammonton, County of Atlantic, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 8037

Available Conventional and FHA Loan Options in Hammonton, NJ

The primary objective of Lendersa® is to promptly secure you the best possible Conventional, USDA, or FHA loan, minimizing hassle. Select one of the three starting options that will connect you with matching lenders and loan programs.

Results from Lendersa USDA loan request


  • Empire Home Loans
  • 1880 Silas Deane Highway, Rocky Hill, CT, 06067
  • Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
  • Right Step Mortgage LLC
  • 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.
  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products
  • Capital Three Sixty
  • 7 Towpath Lane, Avon, CT, 06001
  • We are experts at financing real estate, this is all we do. We have years of experience, thousands of transactions completed and we are here to help you. Capital Three Sixty is a correspondent mortgage lender specifically design to meet the financing needs of real estate investors. We offer all of the loan products that an investor needs
  • Homeownership Solutions LLC
  • 164 Newington Road, West Hartford, CT, 06110
  • At Homeownership Solutions, LLC, we serve a variety of clientele and provide financing for both residential and commercial real estate. We have a wide spectrum of programs catered to meet even the most challenging of financial needs. Whether you are a first time buyer or even a savvy real estate investor purchasing investment properties