FHA VS Conventional loan in Margate-City, Atlantic County, New Jersey
In 2025, Convetional loan limit in Margate-City, county of Atlantic, NJ is $647,200 while FHA limit is $420,680 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.
2025 loan limits and downpayment requirments in Margate-City, county of Atlantic, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 8402
Conventional and FHA loan options in Margate-City, NJ
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.
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The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
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