FHA VS Conventional loan in Mount-Laurel, Burlington County, New Jersey

As of 2026, the loan limit for a Conventional loan in Mount-Laurel, within Burlington county, NJ, is $647,200, while the FHA limit for a single-family home is $477,250.

The Lendersa® Conventional loan calculator is the tool to use for comparing today's top rates for Conventional, FHA, and USDA loans. It helps identify the required income, credit reserves, and documents needed for eligibility. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the best program in NJ for your financial situation.

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2026 Loan Limits and Down Payment Details in Mount-Laurel, Burlington, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This table applies to the following zip codes: 8054

Options for Conventional and FHA Loans in Mount-Laurel, NJ

Lendersa® aims to help you find the best possible Conventional, USDA, or FHA loan quickly, without complications. Select one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Hyperion Bank
  • 199 West Girard Avenue, Philadelphia, PA, 19123
  • Hyperion Bank is a community bank dedicated to delivering highly personal service to individuals and commercial customers throughout the greater Philadelphia region. Locally owned and operated since 2006, Hyperion Bank offers a full spectrum of banking services, including Small Business Administration (SBA) loans.

  • I Fund Cities
  • 448N 10th Street, Suite 402, Philadelphia, PA, 19123
  • I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.

  • Spring Garden Lending Group LLC
  • 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
  • A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.

  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.

  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • ABC Capital RE, LTD
  • 1218 N. Marshall Street, Philadelphia, PA, 19122
  • ABC Capital RE, LTD is a one-stop shop for overseas and US real estate clients. We locate, renovate, and manage properties for hands off international/national clients. You do not have the risk of buying securities but instead your real estate properties remain in your own separate legal entity. ABC has presented our unique value proposition all o

  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process
    No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges.
    Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.

  • Asian Bank
  • 815-837 Arch Street, Philadelphia, PA, 19107
  • At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service

  • Police and Fire Federal Credit Union
  • 901 Arch Street, Philadelphia, PA, 19107
  • PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.

  • Hansen Mortgage Services
  • 905 Arch Street, Suite 201, Philadelphia, PA, 19107
  • Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public.
    It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.

  • Lisa Home Mortgage
  • 123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
  • LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.