FHA VS Conventional loan programs in 2025 for Mount-Olive, Morris County, New Jersey

In 2025, the conventional loan cap in Mount-Olive, located in Morris county, NJ, is $970,800, while for a single-family home, the FHA limit is $970,800.

Make use of Lendersa®'s Conventional loan calculator to evaluate today's top choices among Conventional, FHA, and USDA loans. It helps you assess the income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage calculator neatly displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to decide which program in NJ meets your financial requirements best.

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2025 Loan Limits and Downpayment Requirements in Mount-Olive, Morris County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to these zip codes: 07840, 07828, 07836

Explore Conventional and FHA Loan Options in Mount-Olive, NJ

Our goal at Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and tailored loan programs.

Lendersa USDA loan request and matching results


  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.
  • Hero Mortgage Group
  • 7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
  • OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
  • ILG Lending
  • 7551 Wiles Road, Unit 105B, Coral Springs, FL, 33067
  • We are dedicated to helping consumers and businesses obtain financing. First, before any business transactions take place, it is our goal to build lasting relationships. We use our extensive knowledge of our clients to make recommendations that are uniquely designed to meet their specific lending needs.
  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
  • Postal & Community CU
  • 3921 Oakland Avenue, Saint Joseph, MO, 64506
  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
  • Advance America
  • 3007 N Belt Hwy, Saint Joseph, MO, 64506
  • Advance America, we believe in better. We believe that setbacks are just opportunities for epic comebacks & we want to help make those comebacks happen.That’s why for the past 23+ years, Advance America has worked to become one of the nation’s leading providers of consumer financial services with online lending and over 1, 200 locations nationwide.
  • Encompass Home Loans Inc
  • 800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.