FHA VS Conventional loan in Panther-Valley, Warren County, New Jersey

In the year 2026, the Conventional loan limit for Panther-Valley in Warren county, NJ, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents needed for qualification. This advanced mortgage tool allows for side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding in the selection of the optimal program in NJ for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Panther-Valley, Warren county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

This table applies to the zip codes: 07840, 07838

Explore Conventional and FHA Loan Opportunities in Panther-Valley, NJ

Lendersa® is committed to helping you secure the finest available Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of three pathways to match with appropriate lenders and loan programs.

Results from Lendersa USDA loan requests


  • Security State Bank
  • PO Box 9, Tyndall, SD, 57066
  • Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.

  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.

  • Citizens Bank and Trust Co of Vivian
  • 120 W Arkansas Avenue, Vivian, LA, 71082
  • Citizens Bank & Trust Co. of Vivian, Louisiana, Inc., was granted a state charter by the Louisiana Office of Financial Institutions on June 12, 1967. The first office, located at 140 W. Louisiana Avenue opened for business on September 14, 1967. The formal grand opening for the bank’s present site at 120 W. Arkansas Avenue

  • Bank of Eufaula Eufaula
  • 102 N. Main St., Eufaula, OK, 74432
  • Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.

  • Heartland Bank - Nebraska
  • 896 G Street, Geneva, NE, 68361
  • Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.

  • Exchange Bank
  • 700 Front Street, Natchitoches, LA, 71457
  • Exchange Bank, we have a very strong commitment to our community. We offer unsecured, secured, vehicle and other personal loans, and work with you to create terms that best meet your needs and at very competitive rates. We are locally owned and locally staffed – decisions about your loan request will be made right here, in a timely manner.

  • City Bank & Trust Co.
  • 146 Rue St. Denis, Natchitoches, LA, 71457
  • City Bank was established in Natchitoches in 1933 and has been an integral part of this historic community for over 85 years. The City Bank family constantly strives for excellence and we pride ourselves on the personal services we offer to all of our customers. As a City Bank customer, you will benefit from a full range of services.

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being

  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.

  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.

    Our company was established with a mission to fulfill two goals that all great organizations have in com