FHA VS Conventional loan programs in Panther-Valley, Warren County, New Jersey

In the year 2025, the Conventional loan limit for Panther-Valley in Warren county, NJ, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents needed for qualification. This advanced mortgage tool allows for side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, aiding in the selection of the optimal program in NJ for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Panther-Valley, Warren county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $298,080 0%
FHA $420,680 3.5%

This table applies to the zip codes: 07840, 07838

Explore Conventional and FHA Loan Opportunities in Panther-Valley, NJ

Lendersa® is committed to helping you secure the finest available Conventional, USDA, or FHA loans swiftly and without hassle. Start with one of three pathways to match with appropriate lenders and loan programs.

Results from Lendersa USDA loan requests


  • Homeowners Advantage
  • 4 Winners Circle, Albany, NY, 12205
  • Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
  • Trius Lending Partners
  • 1104 Kenilworth Ave Ste 501, Towson, MD, 21204
  • We are the Mid Atlantic’s top rated private lender, expanding from NY to FL. We offer fast flexible reliable loans with common sense underwriting and no appraisal needed. Fix and flip or fix to rent with 100 percent rehab, all property types, 150K to 5MM, closings in 48 hours. New investors welcome. Referral fees paid!
  • Destiny Mortgage Group Inc
  • 606 Bosley Avenue, 1st Floor, Towson, MD, 21204
  • Our clients’ satisfaction is paramount, which is why we’ll do everything we can to ensure that our clients walk away from the transaction happy. This includes: our 1-hour pre-approval process, our commitment to full and complete transparency to all interested parties, and our focus on constant communication, all while offering the lowest rates.
  • Arrive Mortgage LLC
  • 100 West Road, Suite 300, Towson, MD, 21204
  • "At Arrive we are guided by technology in our efforts to improve the mortgage experience. We believe that the journey to home ownership should be simple and enjoyable. Our Mission is to provide a superior mortgage experience so that our customers recommend us, partners enjoy working with us, employees are proud to be a part of the family"
  • Global Unity Mortgage
  • 71-1 Wilson Lane, Vernon Rockville, CT, 06066
  • Global Unity Mortgage reduce any unnecessary stress and anxiety. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding you the right loan, with the best rates, terms and costs to meet your unique needs.We are equipped with the latest software, programs and information available the mortgage m
  • Americay Mortgage Corporation
  • 154 Talcottville Road, Vernon Rockville, CT, 06066
  • At Americay Mortgage Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Mohawk Progressive Federal Credit Union
  • 1760 State Street, Schenectady, NY, 12304
  • The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
  • Par East Mortgage
  • 15 Toilsome Lane, East Hampton, NY, 11937
  • PAR East is the East End's premier full-service mortgage company, with 25+ years of experience closing loans in New York’s tricky real estate market. Through this experience navigating the over-whelming demands of big banks, PAR East has built a reputation for bringing loans across the finish line with professionalism and ease.
  • Tobacco Valley Teachers Federal Credit Union
  • 182 South Road, Enfield, CT, 06082
  • Tobacco Valley Teachers Federal Credit Union is a member-owned financial institution committed to providing products and services to meet each member's financial needs. We pledge to deliver personalized, competitive and high-quality service. Tobacco Valley Teachers Federal Credit Union represents a pool of money saved by the members.