Explore the differences! FHA VS Conventional loan programs in Oaklyn, Camden County, New Jersey

In 2025, the limit for Conventional loans in Oaklyn, Camden county, NJ is $726,200, while the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. Our advanced calculator enables side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping choose the best program in NJ for your financial needs.

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2025 Loan Limits and Down Payment Needs in Oaklyn, Camden county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Note: Applicable to zip codes: 8107

Conventional and FHA Loan Options in Oaklyn, NJ

Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of three paths to find matching lenders and loan programs.

Lendersa USDA loan request matching


  • Waterstone Mortgage Corporation
  • 6733 Academy Rd NE A, Albuquerque, NM, 87109
  • Waterstone Mortgage Corporation has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then we’ve grown to one of the largest mortgage lenders in the country with over 800 employees, branch locations in 29 states, and the ability to lend in 47 states.
  • Legacy Mortgage
  • 6725 Academy Rd NE, Albuquerque, NM, 87109
  • We are continuing to monitor the ongoing situation regarding the spread and impact of the coronavirus (COVID-19). Legacy Mortgage and Legacy Lending Home Loans recognizes the gravity of this moment and the ensuing actions that have already been taken by federal, state, and local governments. We at Legacy Mortgage
  • On Q Financial
  • 100 Sun Ave NE, Suite 650, Albuquerque, NM, 87109
  • On Q Financial, Inc. believes the Dream of Homeownership is INCLUSIVE and prides itself on simplifying the mortgage process. There is nothing like the joy, comfort, and security that comes from owning a home, and On Q Financial takes great pride in knowing they helped over 10,000 families achieve their dream last year.
  • Vision Mortgage Group
  • 4901 McLeod Rd NE, Suite C, Albuquerque, NM, 87109
  • Vision Mortgage Group is a full-service mortgage lender in Albuquerque, New Mexico offering a variety of loan programs to fit your needs and requirements. Allow us to guide you through the entire process with honesty and integrity. With over 20 years of financial services experience Mo Marwan will make your home buying
  • Infiniti Mortgage, LLC
  • 4801 Lang Ave NE, Suite 110, Albuquerque, NM, 87109
  • Infiniti Mortgage, LLC has been offering professional mortgage brokering services to homebuyers in Albuquerque and all of New Mexico since 2000. Since then we have earned a reputation as the most trusted mortgage brokers in Albuquerque. We are always striving to attain the highest level of customer service satisfaction and trust
  • Indigo Mortgage
  • 5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
  • Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
  • Davis Mortgage LTD
  • 4313 Corrales Road, Suite 6, Corrales, NM, 87048
  • Davis Mortgage LTD is committed to providing clients with the highest quality financial services combined with the lowest rates available anywhere. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Wyoming Community Bank
  • 1700 N. Federal Boulevard, Riverton, WY, 82501
  • In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
  • R.E.P. Financial LLC
  • 6001 Menaul Blvd NE #1216, Albuquerque, NM, 87110
  • ## Unlocking Your Real Estate Potential with R.E.P. Financial LLC ### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams. ### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
  • Main Bank
  • 7300 Menaul Blvd NE, Albuquerque, NM, 87110
  • Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
  • Accurate Mortgage
  • 6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
  • Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • New Mexico Mortgage Company
  • 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
  • The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.