FHA VS Conventional loan programs in 2025 for Ocean-Grove, Monmouth County, New Jersey

In 2025, Convetional loan limit in Ocean-Grove, county of Monmouth, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ocean-Grove, county of Monmouth, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7756

Conventional and FHA loan options in Ocean-Grove, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LendMN
  • 5555 Quinwood Ln. N, Minneapolis, MN, 55442
  • Get fast, custom loan quotes to compare. Fill out our streamlined, 100% online loan application. Move through the approval process quickly and seamlessly. When you work with Lend MN for your home loan or refinance, you can get your money and do what you want with it - usually in less than 30 days.
  • ExactLenders LLC
  • 56200 Trenton Ln, Plymouth, MN, 55442
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Executive Mortgage Group of Florida LLC
  • 34 S Federal Hwy, Suite A, Dania Beach, FL, 33004
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
  • Mortgage Avenue
  • 255 1st Ave E, Shakopee, MN, 55379
  • Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
  • Home Financial Group, LLC
  • 13790 NW 4th Street Unit 110, Sunrise, FL, 33325
  • Home Financial Group was established 2002. With the rapid housing market growing every year, HFG was dedicated to help as many people as it could to purchase or refinance their home. Times were good, we opened up an Orlando office and expanded our operations in South Florida. Then the Real Estate bubble burst. Thank to our strong connections.
  • CDC Financial Corp.
  • 11311 SW 25th Ct, Fort Lauderdale, FL, 33325
  • CDC Financial Corp. has been a licensed mortgage lending company since 1999 providing bridge loans to small local investors. We pride ourselves in responding quickly to giving you an approval or denial of your loan submission. We understand that time is money and you need answers quickly.
  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.
  • Minnco Credit Union
  • 236 2nd Avenue SW, Cambridge, MN, 55008
  • Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.