Explore the differences! FHA VS Conventional loan programs in Bradley-Beach, Monmouth County, New Jersey

In 2025, Convetional loan limit in Bradley-Beach, county of Monmouth, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Bradley-Beach, county of Monmouth, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7720

Conventional and FHA loan options in Bradley-Beach, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Homeland Lending Services
  • 2612 N Adams St,, Plant City, FL, 33563
  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Florida Mortgage Firm
  • 2216 S. Alexander St., Plant City, FL, 33563
  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • If you already are in need of investment and small commercial property loans. SellYouMoney provides an alternative, non-bank contingency plan for borrowers who don’t qualify for traditional bank financing. Our alternative, asset‑based mortgage programs are designed for self-employed real estate investors and small business owners who find it diffi
  • Unified Mortgage LLC
  • 6546 Selvitz Road Port, Port Saint Lucie, FL, 34983
  • Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • HOME SOLUTION LENDERS, INC
  • 1445 E Main Street, Bartow, FL, 33830
  • HSL was founded in 2008 and our corporate office is located in Bartow, Florida. We offer a wide selection of loan choices for our customers through flexible underwriting, reduced credit scores, and a knowledgeable staff. Our entire staff consist of knowledgeable, professional and approachable team members.
  • ROOST LENDING, INC.
  • 2387 EF Griffin Rd, Bartow, FL, 33830
  • ROOST LENDING, INC. is a local mortgage brokerage that takes an insane amount of pride on offering our clients the best loan terms every single time. We don't ask you to take our word for it, feel free to shop around and send us your Loan Estimate from any other lender and we will beat it.
  • First Mortgage of Alabama LLC
  • 30 Wilson Ave, Thomasville, AL, 36784
  • First Mortgage of Alabama offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the best loan possible, to meet the needs of every customer. We recognize that no two customers or situations are the same. Contact us directly and let us know how we can help you in your home buying
  • Dream Mortgage World
  • 6642 S US HWY1, Port Saint Lucie, FL, 34952
  • We provide each customer with quality service, and keep them inform of the process from start of application to the end. We get extremely excited when we received information that the customer mortgage loan is: APPROVED. From here, you are on the down slope to closing the loan...