FHA VS Conventional loan programs in 2025 for Bradley-Beach, Monmouth County, New Jersey

In 2025, the Conventional loan cap in Bradley-Beach, located in Monmouth county, NJ, is $970,800, while the FHA cap for a single-family home is $970,800.

Utilize the Lendersa® Conventional Loan Calculator to assess current rates between Conventional, FHA, and USDA loans, understanding the required income, credit, reserves, and documents. This advanced tool presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to guide your decision on the best program in NJ for your financial situation.

Explore offers from 100 lenders

Loan limits and down payments for 2025 in Bradley-Beach, Monmouth county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

Applicable to zip codes: 7720

Explore Conventional and FHA loan options in Bradley-Beach, NJ

The aim of Lendersa® is to offer you the best possible Conventional, USDA, or FHA loan quickly and smoothly. Choose one of three starting methods to connect with lenders and loan programs tailored to your needs.

Results for Lendersa USDA loan request matching


  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
  • The Mortgage Resource
  • 8118 Vista Drive, La Mesa, CA, 91941
  • The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.