FHA VS Conventional loan programs in Scotch-Plains, Union County, New Jersey
In 2025, Convetional loan limit in Scotch-Plains, county of Union, NJ is $970,800 while FHA limit is $970,800 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.
2025 loan limits and downpayment requirments in Scotch-Plains, county of Union, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
The comparison table applies to zip codes: 7076
Conventional and FHA loan options in Scotch-Plains, NJ
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
12707 High Bluff Drive, Ste. 200, San Diego, CA, 92130
Complete Lending is both a private and hard money lender, specializing in non-owner occupied residential investment loans. What makes Complete Lending unique is we are the Nation’s only consultative lender. While many private money lenders can fund your loan, they lack the real world
12707 High Bluff Drive, Suite 200, San Diego, CA, 92130
G. Halsey Wickser, Loan Agent specializes in conventional refinance loansthroughout Glendale and Los Angeles County. We also offer home mortgage loans statewide and commercial loans nationwide. Whether you are refinancing or purchasing a home, we can help you save money. Additionally, we help startups with business loans and swing loans
12526 High Bluff Drive, Suite 300, San Diego, CA, 92130
Maggio Capital, Inc., is based in San Diego, California. We originate, underwrite and facilitate non-traditional mortgages on residential and commercial properties throughout California. We make private or hard money loans primarily in the following California markets: San Diego County, Orange County, Los Angeles hard money loans
Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.
12636 High Bluff Drive, Suite 400, SAN DIEGO, CA, 92130
Trilion Capital is one of California's leading private hard money lenders focused on providing short-term financing to a growing niche of residential fix & flip builders. The company provides loans to investors who purchase distressed residential property, add value through repairs and renovation, and then sell the rehabilitated homes for profit.
32172-A Camino Capistrano, Suite A, San Juan Capistrano, CA, 92675
Mares Mortgage is rated first, locally & recommended as the most convenient home loan option. A standard that has been perfected for more than two decades. When Cutberto started providing loans in 1993, he did not just want to provide quality financing. Honesty, Integrity, Customer Service, not something you often hear about in a mortgage company.
Since 1991, we have been providing mortgage loans to individuals like yourself. We specialize in custom programs that fit the needs of any home owner. Whatever challenges there may be, we will work one-on-one with you to get the best possible quote. And, customers with good credit will have the benefit of taking advantage of our special rates.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
