FHA VS Conventional loan programs in Scotch-Plains, Union County, New Jersey
In 2025, the conventional loan limit in Scotch-Plains, located in the county of Union, NJ, is $970,800, whereas for a single-family home, the FHA limit is $970,800. These limits are essential to consider when planning your mortgage strategy, helping to ensure that your financing aligns with housing plans.
Use the Lendersa® Conventional loan calculator to explore the top rates today among Conventional, FHA, and USDA loans. Evaluate your income, credit requirements, reserves, and necessary documentation for qualifying. Our advanced mortgage calculator places Conforming Conventional loans alongside USDA, FHA, and VA options in a side-by-side view, guiding you to select the optimal program in NJ for your financial requirements.
2025 Loan Limits and Downpayment Requirements in Scotch-Plains, Union County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This table applies to the following zip codes: 7076
Explore Conventional and FHA Loan Options in Scotch-Plains, NJ
The mission at Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without any hassle. Choose from three starting options that help link you with matching lenders and customized loan programs that match your financial needs.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
8400 Normandale Lake Blvd, Suite 920, Minneapolis, MN, 55437
We don’t just pitch rates. That doesn’t take any skill. Sure, we have some of the best rates available in the market, but that doesn’t mean that a particular lender or interest rate is right for you and your goals. We believe that our professional responsibility is to help you manage your mortgage debt over your lifetime.
SharePoint is committed to serving the financial needs of its members through quality financial products & a strong community presence.
SharePoint is leading the way in service & products for our members. We strive to give our members the service they deserve, while enhancing their financial well-being. Our personal service, competitive rates.
Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
