Explore the differences! FHA VS Conventional loan programs in Plainfield, Union County, New Jersey
In 2026, the limit for a Conventional loan in Plainfield, county of Union, NJ, is $1,089,300. The FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. This advanced tool offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision on which program in NJ fits best for your financial situation.
2026 Loan Limits and Down Payment Guidelines in Plainfield, Union, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison is relevant to the following zip codes: 07062
Conventional and FHA Loan Choices in Plainfield, NJ
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loan swiftly, without hassle. Begin with one of three methods leading to suitable lenders and loan options.
American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
We deliver the absolute best lending experience through knowledge, communication, and care. Our mission supports the growth and strength of our communities and provides a pathway to the dream of homeownership. Whether you are a new home buyer looking for a first time mortgage or needing to refinance your home mortgage.
Top Vine Mortgage Services was formed to ensure customer satisfaction is met. By partnering with the nation's top financial institutions, our distinctive approach to mortgage financing means we can virtually guarantee our clients receive the best rates and terms available. With years of experience and deep industry insights,
900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
Lends in New Jersey
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Jersey Central Federal Credit Union (JCFCU) is a not-for-profit financial cooperative, chartered in 1937 to serve employees of the Central Railroad of New Jersey (CNJ), who worked in the engine repair and train services departments in Jersey City, NJ. The founding members recognized the need for affordable
No matter what your financial situation looks like, the experts at SunQuest will analyze your income, assets and liabilities; we’ll coordinate with your attorney, accountant or advisers, to insure that your New Jersey mortgage supports your other financial goals.The two founding partners of SunQuest Funding represent more than 40 years of experienc
First Alliance Home Mortgage, L.L.C. opened in 2004 and has since become one of the premier lenders in New Jersey. A Mortgage Banker/Broker with tremendous resources and a wide array of mortgage products we are committed to providing you with the best rates and mortgage programs available in today's market.
