FHA VS Conventional loan programs in Seaside-Heights, Ocean County, New Jersey
In the year 2025, the limit for a Conventional loan in Seaside-Heights, located in the county of Ocean, NJ, is set at $970,800. Meanwhile, the FHA loan limit, applicable to single-family homes, is $970,800. These limits guide homebuyers in understanding the cap for borrowing costs within the region.
Leverage the Lendersa® Conventional loan calculator to analyze the current best rates among Conventional, FHA, and USDA loans. This calculator allows you to discern the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator facilitates a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, providing a clearer picture of which program in NJ suits your financial situation best.
An Overview of Loan Limits and Down Payment Requirements in Seaside-Heights, Ocean, NJ for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
No down
FHA
$970,800
3.5%
This table applies to specific zip codes: 8751
Discover Your Conventional and FHA Loan Options in Seaside-Heights, NJ
Lendersa® aims to effortlessly connect you with the best Conventional, USDA, or FHA loans. Begin by selecting one of three starting pathways that direct you to matched lenders and programs fit for your needs.
Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.
