Explore the differences! FHA VS Conventional loan programs in Seaside-Heights, Ocean County, New Jersey
In the year 2025, the limit for a Conventional loan in Seaside-Heights, located in the county of Ocean, NJ, is set at $970,800. Meanwhile, the FHA loan limit, applicable to single-family homes, is $970,800. These limits guide homebuyers in understanding the cap for borrowing costs within the region.
Leverage the Lendersa® Conventional loan calculator to analyze the current best rates among Conventional, FHA, and USDA loans. This calculator allows you to discern the required income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator facilitates a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, providing a clearer picture of which program in NJ suits your financial situation best.
An Overview of Loan Limits and Down Payment Requirements in Seaside-Heights, Ocean, NJ for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
No down
FHA
$970,800
3.5%
This table applies to specific zip codes: 8751
Discover Your Conventional and FHA Loan Options in Seaside-Heights, NJ
Lendersa® aims to effortlessly connect you with the best Conventional, USDA, or FHA loans. Begin by selecting one of three starting pathways that direct you to matched lenders and programs fit for your needs.
First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
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The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area
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