FHA VS Conventional loan programs in Berkeley, Ocean County, New Jersey
In 2025, the Conventional loan limit for Berkeley, located in Ocean county, NJ, is set at $1,089,300. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit scores, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the best program in NJ for your financial needs.
Loan Limits and Down Payment Info for 2025 in Berkeley, Ocean, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table is relevant for these zip codes: 08721, 08740, 08741, 08757, 08752, 08751, 08756
Conventional and FHA Loan Programs in Berkeley, NJ
The aim of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to get paired with suitable lenders and loan offerings.
Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment
Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Tampa Mortgage Brokers will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available.Mortgage,
Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
Fishman Mortgage has been serving the home equity lending industry since 1959, specializing in speed of service, flexible terms, and progressiveness. We are one of the oldest home equity lenders in Tampa. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs
5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example,"
Bachman Lear & Company, Inc., is a Florida Licensed Mortgage Broker. Bachman Lear is a boutique lender with personalized services and abilities not typically found at the “mortgage mall”. The objective is simply to put together the best loan program with the best interest rates for the borrower as quickly and efficiently as is possible today.
