Conventional Loans Vs FHA in Smithville, NJ [in 2026]

In 2026, the Conventional loan limit for Smithville, within Atlantic county, NJ, is $726,200. The FHA limit for a single-family home is $472,030.

Use Lendersa®'s calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping you select the right program in NJ.

Choosing Conventional and FHA Loan Options in Smithville, NJ

Lendersa® is committed to obtaining the best possible Conventional, USDA, or FHA loan for you quickly and hassle-free. Choose from the three initial options to connect with suitable lenders and loan programs.

(847) 832-1800 Lender's profile and map Reviews Infiniti Financial Group Inc 1020 Milwaukee Avenue, Suite 230, Deerfield, IL, 60015 Our mortgage brokers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We take pride in treating our clients with honesty and integrity. We have many very happy costumers.
(912) 882-4630 Lender's profile and map Reviews United 1st Credit Union 162 N Gross Rd, Kingsland, GA, 31548 United 1st Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(912) 729-5626 Lender's profile and map Reviews Coastal Mortgage Company 24 Andrews Way, Kingsland, GA, 31548 We are committed to being your mortgage experts and guiding you through the loan process from application to closing. As a mortgage brokerage, we have the advantage of shopping for the best loan products and terms to fit individual needs. We pride ourselves in world class service.
(815) 426-2156 Lender's profile and map Reviews State Bank of Herscher 10 Tobey Drive, Herscher, IL, 60941 The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
(847) 234-2882 Lender's profile and map Reviews Lake Forest Bank & Trust Company, National Association 727 N. Bank Lane, Lake Forest, IL, 60045 Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.
(847) 244-9301 Lender's profile and map Reviews DIAMOND RESIDENTIAL MORTGAGE CORPORATION 582 Oakwood Ave, Lake Forest, IL, 60045 Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
(229) 426-6000 Lender's profile and map Reviews Colony Bank 115 S Grant St, Fitzgerald, GA, 31750 Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
(217) 379-2336 Lender's profile and map Reviews The Frederick Community Bank 106 N. Market St., Paxton, IL, 60957 The Frederick Community Bank has a storied and community-focused history since the beginning. The bank started out as the Clarence State Bank and was founded in 1908 by the bank’s first president David Arthur Frederick. The Frederick family wanted to help serve the local farmers and their communities in the Clarence and Goodwine areas.