In the year 2025, the conventional loan threshold in Galloway, within the county of Atlantic in NJ, is established at $726,200. Meanwhile, for a single-family home, the FHA loan ceiling is $472,030.
The Lendersa® Conventional loan calculator provides a great tool for comparing today's top Conventional, FHA, and USDA rates. By evaluating income, credit, reserves, and required documentation, you can determine the qualifications needed. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to choose the optimal program in NJ for your financial needs.
Explore loan offerings from 100 different lenders
| Type of Loan | Limit Amount | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparative information covers these zip codes: 08240, 08215, 08205, 08213, 08220, 08231
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loans for you with speed and simplicity. You can choose one of three starting pathways leading to matching lenders and programs tailored to your needs.
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Bridge Loan Guides
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