Explore the differences! FHA VS Conventional loan programs in South-Brunswick, Middlesex County, New Jersey

As of 2026, the Conventional loan limit in South-Brunswick, county of Middlesex, NJ, is $970,800, while the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documents needed to qualify. Our advanced tool places Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the program in NJ that best suits your financial situation.

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Loan Limits and Down Payment Details for 2026 in South-Brunswick, Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table refers to zip codes: 08824

Available Conventional and FHA Loan Options in South-Brunswick, NJ

Lendersa® aims to quickly secure you the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three pathways that link you with appropriate lenders and loan programs.

Results from Lendersa USDA loan request


South-Brunswick Lenders

  • NJ Gateway Federal Credit Union
  • 100 Culver Road, Monmouth Junction, NJ, 08852
  • Lends in New Jersey
  • We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!

  • Xpress Financial Mortgage Corp
  • 4270 Route 1 North, Monmouth Junction, NJ, 8852
  • Lends in New Jersey
  • Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.

  • ALL STATE LENDERS CORP.
  • 2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
  • Lends in New Jersey
  • All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost

  • Middlesex County Employees Federal Credit Union
  • 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
  • Lends in New Jersey
  • The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.

  • United One Mortgage Inc
  • 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
  • Lends in New Jersey
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Montgomery Mortgage
  • 2230 Route 206, Belle Mead, NJ, 08502
  • Lends in New Jersey
  • "Montgomery Mortgage has an estimated 99% customer satisfaction rate. After nearly 15 years of service, we do not have a single complaint with the New Jersey Department of Banking.
    We have the highest rating possible with the Better Business Bureau. Licensed as Mortgage Bankers, not just a Broker"

  • RAM Mortgage Partners LLC
  • 399 Campus Drive, Suite 315, Somerset, NJ, 08873
  • Lends in New Jersey
  • RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.

  • Wholesale Mortgaging Inc
  • 2 Plum Tree Lane, Suite 100, Somerset, NJ, 08873
  • Lends in New Jersey
  • Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals

  • National-One Mortgage Banker LLC
  • 15 Clyde Road, Suite 202, Somerset, NJ, 08873
  • Lends in New Jersey
  • National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.