FHA VS Conventional loan programs in 2026 for Southampton, Burlington County, New Jersey

In 2026, the conventional loan limit for Southampton, in Burlington county, NJ, is $726,200, while the FHA limit for a single-family home is $529,000.

Use the Lendersa® Conventional loan calculator to compare current Conventional, FHA, and USDA rates. Determine your needs regarding income, credit, reserves, and documentation for qualification. Our mortgage calculator shows Conforming Conventional, USDA, FHA, and VA options side by side, aiding your decision for the ideal program in NJ.

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Loan limits and down payment in Southampton, Burlington, NJ for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Applies to zip codes: 8088

Explore Conventional and FHA options in Southampton, NJ

Lendersa® aims to get you the best Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to match with lenders and programs.

USDA loan request and matching results on Lendersa


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