FHA VS Conventional loan programs in 2025 for Spotswood, Middlesex County, New Jersey
In 2025, the Conventional loan limit for Spotswood in Middlesex county, NJ is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Using the Lendersa® Conventional loan calculator, you can contrast today's top rates for Conventional, FHA, and USDA loans, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see Conforming Conventional loans side by side with USDA, FHA, and VA loans, aiding in deciding which option in NJ best suits your financial circumstances.
2025 Loan Limits and Down Payment Details in Spotswood, Middlesex, NJ
Loan Type
Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The table is applicable to zip codes: 8884
Explore Conventional and FHA Loan Options in Spotswood, NJ
Lendersa® is dedicated to connecting you with the best available Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from one of three starting points that lead to matched lenders and loan programs.
Priority Mortgage Lending mission is to be the home financing partner that you trust to serve your family, friends and community. Our commitment is to give you a foundation that will show you our dedication and promise to you give you the best experience in home buying or the refinancing process.
133 West Main St, Suite 155A, Northville, MI, 48167
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
8604 Cliff Cameron Drive, Suite 140, Charlotte, NC, 28269
At Gateway Financial Group, our goal is to help NC homeowners become financially stable. our professional staff has mastered these areas over the last 20 years. We provide our clients with mortgage products and tools so that they can be financially stable from present to future. We teach our clients the 3 keys to home-owner success
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Waterford Bank was founded by three individuals who together have more than 100 years of banking experience.
From the beginning, Waterford chose to differentiate itself:
The Bank is staffed with experienced talent that shares a commitment to have Waterford be the preeminent provider of integrated, customized financial services.
6116 North Tryon Street, Suite B, Charlotte, NC, 28213
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213
Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
C&B Mortgage Solutions was founded by family and it has shaped the way we approach relationships. Whether we are working closely with a first-time home buyer to help educate them throughout the process or consulting with seasoned homeowners to determine their refinance goals-our mission is to serve all with high level of expertise, integrity
