FHA VS Conventional loan programs in 2026 for East-Brunswick, Middlesex County, New Jersey

In 2026, the Conventional loan limit in East-Brunswick, situated in the county of Middlesex, NJ, is $970,800, whereas the FHA limit for a single-family home is $970,800.

The Lendersa® Conventional loan calculator lets you compare today’s leading rates for Conventional, FHA, and USDA loans. Determine income, credit scores, reserves, and documents needed for qualification. Our advanced mortgage tool facilitates side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA programs, allowing you to select the program in NJ that best matches your financial needs.

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2026 Loan Limits and Down Payment Requirements in East-Brunswick, Middlesex, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The table is applicable to the following zip codes: 08816, 08850

Explore Conventional and FHA Loan Options in East-Brunswick, NJ

Lendersa® is committed to connecting you with the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points to find lenders and loan programs that match your needs.

Result of Lendersa USDA loan request


  • VirtuaLending
  • 9267 Haven Ave, Suite 150,, Rancho Cucamonga, CA, 92336
  • Virtua Lending We're not just a lender. We're a homeowner resource. Our mission is to break the standard of modern mortgage lending. We understand our clients well and are focused on providing the best service possible. We hold our name to our reputation. We will make sure you know that we are the most competitive and diligent people.

  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lionscove provides swift, reliable real estate-backed loans, catering specifically to the needs of investors. With an unwavering commitment to speed and assurance, Lionscove excels in closing most loans in under two weeks. Whether you're investing in your first property or expanding your portfolio, trust Lionscove to be your dedicated financial par

  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be

  • Plaza Residential Mortgage
  • 3610 Central Avenue, Riverside, CA, 92506
  • Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing

  • Provident Savings Bank
  • 3756 Central Avenue, Riverside, CA, 92506
  • Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.

  • National One Mortgage Corp.
  • 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
  • The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.

  • Valley View Financial Services Inc.
  • 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Ivan & Maria Navarro
  • 3400 Central Avenue, Suite 350, Riverside, CA, 92506
  • We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.