Conventional Loans Vs FHA in Springfield, NJ [in 2025]

For the year 2025, the conventional loan limit in Springfield, which resides in Union county within NJ, is set at $1,089,300. On the other hand, the FHA loan limit designated for a single-family residence is $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to compare the best current rates across Conventional, FHA, and USDA options. This insightful tool enables you to assess the necessary income, credit score, financial reserves, and documents required for qualification. Our advanced mortgage calculator presents a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program in NJ most accurately addresses your unique financial circumstances.

Exploring Conventional and FHA Loan Options in Springfield, NJ

Lendersa® is committed to swiftly facilitating access to top-tier Conventional, USDA, or FHA loans without stress or delay. Begin your journey by selecting one of three distinct pathways that will connect you to matching lenders and programs:

Illustrative results of Lendersa USDA loan request matching

(774) 999-0443 Lender's profile and map Reviews OnTo Mortgage 405 Cochituate Road, Suite 204, Framingham, MA, 01701 OnTo Mortgage is headquartered in Massachusetts and was started by by two top loan originators with over 30 years of experience. Every lender touts great rates, product and service and while we have all of that, we also have a deep care for our clients. We understand that without clients, we have nothing.
(315) 671-4000 Lender's profile and map Reviews Money Federal Credit Union 100 Madison Street, Syracuse, NY, 13202 Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources
(866) 870-2612 Lender's profile and map Reviews MHD Empire Service Corp. 300 South State St, Suite 1000, Syracuse, NY, 13202 At MHD Empire Service Corp. We are a sister company of Haylor, Freyer & Coon, one of the largest independent insurance agencies in the Northeast. Founded in 1983, MHD Empire Service Corp. was established to assist retailers, community owners and individuals in securing quality financing and insurance for
(315) 445-2300 Lender's profile and map Reviews Countryside Federal Credit Union 5720 Commons Park Drive, East Syracuse, NY, 13057 Countryside Federal Credit Union has been open since 1941. The credit union has assets totaling $164.5 Million and provides banking services to more than 5, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(315) 449-0353 Lender's profile and map Reviews Community Bank, N.A. 5821 Bridge Street, East Syracuse, NY, 13057 Community Bank System Inc. (NYSE:CBU) is a full-service financial institution with more than 215 customer locations across New York, Pennsylvania, Vermont & Massachusetts, where we’re known as Community Bank, N.A. With over $13 billion in assets, we have the resources to finance a wide range of personal, small business & commercial business needs.
(301) 299-8810 Lender's profile and map Reviews Congressional Bank 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815 Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
(240) 333-9059 Lender's profile and map Reviews Presidential Bank 4520 East-West Highway, Bethesda, MD, 20814 Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
(301) 941-1992 Lender's profile and map Reviews Paradigm Mortgage Services 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814 Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
(202) 957-7142 Lender's profile and map Reviews Presidential Mortgage Group 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814 Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
(301) 215-5500 Lender's profile and map Reviews Walker & Dunlop 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814 Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
(240) 223-1910 Lender's profile and map Reviews MortgageStar LLC 4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814 Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.