The Conventional loan cap in Upper-Montclair, located in Essex county, NJ, for 2026 is set at $970,800, whereas the FHA loan limit for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator for comparing today's best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are needed for eligibility. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in determining the ideal program in NJ for your financial needs.
Explore diverse loan offers from a wide network of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $0 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is applicable to specific zip codes: 7043
Lendersa® is dedicated to securing the most beneficial Conventional, USDA, or FHA loan for you quickly and smoothly. Choose one of three starting points that will connect you with the most pertinent lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides