FHA VS Conventional loan in Montclair, Essex County, New Jersey
In 2025, Convetional loan limit in Montclair, county of Essex, NJ is $1,089,300 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.
2025 loan limits and downpayment requirments in Montclair, county of Essex, NJ
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table applies to zip codes: 07042, 07043
Conventional and FHA loan options in Montclair, NJ
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
801 Parkcenter Drive, Suite 220, Santa Ana, CA, 92705
We offer a wide variety of loan programs tailored to meet the needs of our clients, including: Residential, Commerical and Investment products, along with some of the most innovative loan programs in the industry. We pride ourselves on excellent customer service, allowing us to create individual long-lasting relationships through honesty
Nations Financial Mortgage Corporation is a full-service mortgage company founded in 1997. We apply our extensive, experience and knowledge to help qualify clients who want the best rates or may have difficulty or unusual circumstances. We specialize in purchase, refinance and reverse mortgages, as well as commercial lending.
2700 North Main Street, Suite 620, Santa Ana, CA, 92705
At Fast Action Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1740 East Garry Avenue, Suite 114, Santa Ana, CA, 92705
Innovative Real Estate Planning Group, Inc is a thriving company that specializes in finding great flips, constructing beautiful homes, and creating home financing solutions. We succeed in any market to service our clients with commitment and excellence to deliver personalized mortgage solutions
505 North Tustin Avenue, Suite 250, Santa Ana, CA, 92705
In Equinox, we have an ideal – The homeownership dream can be real. We think buying or refinancing a home should be an inspiring beginning where your personal goals are reflected. There is no difference between a first time and a seasoned homebuyer for us because everything has a new start. Equinox opens the door to a real change,
2130 East 4th Street, Suite 125, Santa Ana, CA, 92705
The Newport Bay Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1913 East 17th Street, Suite 109, Santa Ana, CA, 92705
Lendia is a residential mortgage company based in Southern California. We have in depth knowledge of underwriting guidelines which makes for faster processing of your loan, a more timely closing and a fast swift experience to you the consumer. Our goal is to always give our clients the best possible experience, lowest rate possible.
The Lending Connection has changed the experience in buying your home, selling your home, and financing your home. Every customer, regardless of credit history, is provided, the greatest value available for their particular needs, the highest level of customer care and the full support of this institution to ensure
Arbor Financial Group is one of Orange County's top leaders in Real Estate, Mortgage, and Insurance. With a combined thirty years in the lending and insurance industries, Arbor Financial Group is recognized as a solutions-oriented firm known for creative strategies, personable service, and driven representatives.
