FHA VS Conventional loan programs in 2025 for Montclair, Essex County, New Jersey
In the year 2025, the conventional loan cap in Montclair, located in the county of Essex, NJ, is $1,089,300. Meanwhile, for a single-family residence, the FHA limit is set at $1,089,300.
Utilize Lendersa® Conventional loan calculator to evaluate the most favorable rates for Conventional, FHA, and USDA loans today. It determines the income, credit, reserves, and documentation required for qualification. With our sophisticated mortgage calculator, compare Conforming Conventional loans side by side with USDA, FHA, and VA options to decide which program in NJ suits your financial needs the best.
2025 loan caps and downpayment needs in Montclair, county of Essex, NJ
Loan Category
Limit
Down payment required
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
The comparison table is relevant for these postal codes: 07042, 07043
Explore Conventional and FHA loan choices in Montclair, NJ
The objective at Lendersa® is to offer you the best Conventional, USDA, or FHA loan options quickly and with ease. Choose from three initial pathways, leading to matching lenders and loan products.
Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
118-18 101 Avenue S, South Richmond Hill, NY, 11419
Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
100 Plainfield Avenue, Suite B2, Edison, NJ, 08817
MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
2015 Lincoln Highway, Suite 180, Edison, NJ, 08817
Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals
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