FHA VS Conventional loan in Woodbury, Gloucester County, New Jersey

For 2025, the conventional loan limit in Woodbury, part of Gloucester county, NJ is set at $726,200, whereas the FHA limit for a single-family home is $529,000.

Leverage the Lendersa® Conventional loan calculator to examine today's best rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to aid your choice on the most suitable program in NJ for your financial scenario.

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Loan Limits and Down Payment Requirements in Woodbury, Gloucester, NJ for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table is applicable to zip codes: 8096

Discover Conventional and FHA Loan Options in Woodbury, NJ

Lendersa® is focused on swiftly providing the optimal Conventional, USDA, or FHA loan without effort. Select one of three pathways for matching with lenders and loan programs.

Results for USDA loan requests on Lendersa


  • HomeSure Lending
  • 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
  • HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
  • Omega Lending Group
  • 115 S Main St, Suite 300, Royal Oak, MI, 48067
  • Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
  • First Federal of Northern Michigan
  • 8811 Greenfield Rd, Detroit, MI, 48228
  • first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community. Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
  • Reliance Financial Group Inc
  • 3501 Rochester Road, Troy, MI, 48083
  • Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ez Loans Co
  • 837 S Beech Daily, Dearborn Heights, MI, 48125
  • At EZ Loans Co, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Antonio Stokes Advisors Inc
  • 25900 Greenfield, Suite 507, Oak Park, MI, 48237
  • Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation. We understand the challenges families face today. Our commitment is to utilize all of our resources to help you pursue your goals.