FHA VS Conventional loan programs in Belen, Valencia County, New Mexico
For 2026, the loan limit for a Conventional loan in Belen, located in Valencia county, NM, is $726,200. The FHA limit, on the other hand, is set at $472,030 for a single-family dwelling.
Leverage the Lendersa® Conventional loan calculator to evaluate the most favorable rates today, comparing Conventional, FHA, and USDA loans. This tool provides insights into necessary income, credit levels, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your unique financial situation in NM.
New 2026 Loan Limits and Down Payment Requirements in Belen, Valencia county, NM
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 87002
Discover Conventional and FHA Loan Possibilities in Belen, NM
The mission of Lendersa® is to connect you with the ideal Conventional, USDA, or FHA loan quickly and without stress. Begin with one of three strategic options to find matching lenders and loan offers tailored to you.
We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
Lends in New Mexico
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
## Unlocking Your Real Estate Potential with R.E.P. Financial LLC
### Tailored Financial Solutions At R.E.P. Financial LLC, we specialize in crafting bespoke financial strategies, unlocking doors to your real estate dreams.
### Your Real Estate "Key Master" With personalized solutions and dedicated support, Denise Webster and her expert te
Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
Lends in New Mexico
Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
Lends in New Mexico
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Lends in New Mexico
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Lends in New Mexico
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.