FHA VS Conventional loan in Belen, Valencia County, New Mexico
For 2026, the loan limit for a Conventional loan in Belen, located in Valencia county, NM, is $726,200. The FHA limit, on the other hand, is set at $472,030 for a single-family dwelling.
Leverage the Lendersa® Conventional loan calculator to evaluate the most favorable rates today, comparing Conventional, FHA, and USDA loans. This tool provides insights into necessary income, credit levels, reserves, and documentation to qualify. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, helping you determine the best program for your unique financial situation in NM.
New 2026 Loan Limits and Down Payment Requirements in Belen, Valencia county, NM
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 87002
Discover Conventional and FHA Loan Possibilities in Belen, NM
The mission of Lendersa® is to connect you with the ideal Conventional, USDA, or FHA loan quickly and without stress. Begin with one of three strategic options to find matching lenders and loan offers tailored to you.
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"Full Service Real Estate Company that Guarantees the Sale of a Home or They'll Buy It!* *Seller and Kirk must agree on price and closing date.
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