FHA VS Conventional loan in Los-Chaves, Valencia County, New Mexico
For 2026, the Conventional loan cap in Los-Chaves, located in Valencia county, NM, is $647,200. Conversely, the FHA limit for a single-family home reaches $420,680.
The Lendersa® Conventional loan calculator is a great tool to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documentation you need to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA, helping you identify the best program for your financial scenario in NM.
Loan Limits and Down Payment Requirements for 2026 in Los-Chaves, Valencia county, NM
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to these zip codes: 87002
Conventional and FHA Loan Choices in Los-Chaves, NM
Lendersa® is committed to finding you the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Start from one of three strategic points to find lenders and loan arrangements that match your needs.
First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
Our goal is to provide you with a connection to Dairy State Bank and members of the communities we serve. We do review comments and will remove negative, explicit, profane, offensive or disruptive activity. Links we provide to third-party sites do not indicate endorsement and also provide the best customer service possible
Easy Mortgage is a locally owned and operated mortgage lending company that has been serving the Madison area since 2005. We are in the business of helping people purchase a home with the best program and rates for their unique situation, whether you are refinancing or buying your first, second, or third home.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
