FHA VS Conventional loan programs in 2026 for Clovis, Curry County, New Mexico

In 2026, the Conventional loan limit for Clovis, located in the county of Curry, NM, is $726,200, while the FHA limit for a single-family home is $472,030. These figures serve as a guide for potential buyers seeking financial assistance in home purchasing.

Use the Lendersa® Conventional loan calculator to compare today's leading Conventional, FHA, and USDA rates. Determine the necessary income, credit, reserves, and documentation for qualification. With this advanced tool, review Conforming Conventional, USDA, FHA, and VA loans side-by-side to choose the best program for your financial situation in NM.

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2026 Loan Limits and Down Payment Requirements in Clovis, Curry, NM

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 88101

Explore Conventional and FHA Loan Options in Clovis, NM

The goal of Lendersa® is to efficiently deliver the best Conventional, USDA, or FHA loan to you. Choose one of three starting points to find matched lenders and the right loan programs suited to your needs.

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Clovis Lenders

  • The Bank of Clovis
  • 300 Main Street, Clovis, NM, 88101
  • Lends in New Mexico
  • The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.

  • Frost Mortgage Lending Group
  • 2610 N Prince St, Clovis, NM, 88101
  • Lends in New Mexico
  • Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.

  • The Mortgage SuperStore
  • 420 Commerce Way, Clovis, NM, 88101
  • Lends in New Mexico
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.