FHA VS Conventional loan in North-Valley, Bernalillo County, New Mexico
In 2025, the limit for a Conventional loan in North-Valley, situated within Bernalillo county, NM, is established at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680. These imposed limits are essential for potential homebuyers, as they guide them in understanding the upper boundary of their borrowing capacity under these types of loans, enabling more informed decision-making while purchasing property.
Explore the rates today with the Lendersa® Conventional loan calculator, allowing you to analyze and compare the best available rates among Conventional, FHA, and USDA loans. This handy tool sheds light on the essential income, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, enhancing your ability to choose the optimal program that aligns with your financial needs in NM.
A Detailed Analysis of 2025 Loan Limits and Down Payment Requirements in North-Valley, Bernalillo, NM
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3% required
USDA
$285,000
Zero down
FHA
$420,680
3.5%
This comparison applies specifically to the zip codes: 87113, 87114, 87107
Exploring Your Conventional and FHA Loan Options in North-Valley, NM
Lendersa® strives to effectively provide you with the most favorable loan options, whether Conventional, USDA, or FHA, without undue delay or hassle. Launch your search by selecting one of three thoughtfully designed starting points, each leading to matched lenders and suitable loan programs fine-tuned to meet your individual requirements.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
Farmers State Bank is a locally owned and operated community bank which has been proudly serving the CSRA for over 100 years. We offer a wide array of deposit products and services to our customers with competitive rates on checking, savings, certificates of deposit, and IRA accounts.
First Federal Savings and Loan Association of Valdosta
411 N Patterson St, Valdosta, GA, 31601
First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
Georgia Power Valdosta Federal Credit Union was granted a federal charter in March 1958 to serve the financial needs of the Georgia Power Company employees and their families across the southern tier of the state. It remained a single sponsored occupationally bonded credit union until 1995.
MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.
We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
