Explore the differences! FHA VS Conventional loan programs in Placitas, Sandoval County, New Mexico
In 2025, the Conventional loan limit for Placitas within Sandoval county, NM, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Discover required income, credit, reserves, and documentation to qualify. Our advanced tool allows side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your financial needs in NM.
2025 Loan Limits and Down Payment Requirements in Placitas, Sandoval County, NM
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 87043
Explore Conventional and FHA Loan Options in Placitas, NM
Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points for matching lenders and loan options.
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