FHA VS Conventional loan in Taos, Taos County, New Mexico
In 2025, the limit for a Conventional loan in Taos, located within the county of Taos, NM, is set at $726,200, while the FHA loan limit for a single-family home is established at $472,030. These limits are pivotal for homebuyers, guiding them to understand the maximum borrowing capacity available, thereby facilitating informed financial decisions as they navigate the home-buying process.
Use the Lendersa® Conventional loan calculator to examine and compare today's prime rates for Conventional, FHA, and USDA loans. Discover the required income, credit scores, reserves, and documentation needed to qualify for a loan. With our advanced mortgage calculator, you can effortlessly compare Conforming Conventional loans, USDA, FHA, and VA options side by side, empowering you to select the best program suitable to your financial circumstances in NM.
A Comprehensive Overview of 2025 Loan Limits and Down Payment Requirements in Taos, Taos, NM
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$338,500
No down
FHA
$472,030
3.5%
This comparative table is applicable to zip codes: 87571
Exploring Conventional and FHA Loan Options in Taos, NM
Lendersa® is committed to expeditiously securing you the best possible Conventional, USDA, or FHA loan without undue hassle. Choose from one of three strategic entry points that lead you to perfectly matched lenders and curated loan programs suited to your needs.
Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
First Bank, an entity of Southern Illinois Bancorp, Inc. headquartered in Carmi, Illinois, has been serving businesses and families in Southeast Illinois and Southwest Indiana since 1893. We represent a return to the old-fashioned way of banking, where the staff knew everyone by name and treated you like a person instead of a number.
We are proud of the partnerships we have established with organizations, businesses and individuals in the Madison and Verona communities. Our philosophy of community support is demonstrated at the corporate level, as well as in the time and energy our employees devote to our community each year.
QRL Financial Services, is a nationwide provider of residential mortgage lending services for community banks and credit unions. The company’s comprehensive suite of offerings includes wholesale and correspondent lending, portfolio loan services, appraisal management and sub-servicing.
The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
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