FHA VS Conventional loan programs in 2025 for Taos, Taos County, New Mexico

In 2025, Convetional loan limit in Taos, county of Taos, NM is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NM is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Taos, county of Taos, NM

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $338,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 87571

Conventional and FHA loan options in Taos, NM

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Premier Mortgage Direct Corp.
  • 430 Kingston Drive, Danville, CA, 94506
  • Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
  • Mortgij, Inc.
  • 632 Birchwood Court, Danville, CA, 94506
  • We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
  • Compass Mortgage Advisors
  • 3840 Blackhawk Road, Suite 105, Danville, CA, 94506
  • Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
  • Pacific Postal Credit Union
  • 1040 Leigh Ave, San Jose, CA, 95126
  • PPCU is a friendly, member-owned financial institution, conveniently located throughout the Bay Area. Our commitment to our member-owners is to surpass their financial expectations by offering an entire range of financial services from loans, savings and investment accounts to online banking, all at the best possible rates.
  • Amerimac Cal-West Financial
  • 1038 Leigh Ave, Suite 218, San Jose, CA, 95126
  • Amerimac's employees and agents take pride in providing expert knowledge & service to all of our mortgage clients.The average experience of an Amerimac loan agent is over 17 years. Experience really makes the difference in today's difficult real estate & mortgage market.Employees of Amerimac are fully licensed through the Department of Real Estate.
  • Mortgage Magic
  • 1625 The Alameda, Suite 401, San Jose, CA, 95126
  • "Mortgage Magic is a Mortgage Brokerage located in San Jose CA. Mortgage Magic began operation on April 1st, 1990. Originally we were a one person operation, and on January 16th, 1991 we incorporated with a total capitalization of only $600! This year we will assist almost 700 customers satisfying their mortgage needs!"
  • MOA Financial Group, Inc.
  • 1922 The Alameda, Suite 314, San Jose, CA, 95126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all, quality service and individual attention. Thanks to our loyal clients like you, we continue to stand strong since our establishment in 2005 and we are truly grateful for your trust.
  • Milan Real Estate Group
  • 1310 Saddle Rack Street, Suite 452, San Jose, CA, 95126
  • "Whether you’re buying or selling a home (or both), your success hinges upon the expert advice and services provided by your real estate agent. Our team is committed to providing our clients with professional services based on our experience, knowledge and skills. We’ve filled this website with tips and resources to help you quickly"